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Sinking Funds Tracker Spreadsheet — 12 Funds, Monthly Savings Planner & Dashboard for Google Sheets and Excel, Budget Planner Template

NowPrice:$11.98

Original Price: $17.11

30% off

•

Sale ends on October 31

Includes Etsy Purchase Protection

You can only make an offer when buying a single item

Highlights

  • Designed by TheGoatedPlanner
  • Digital download
  • Digital file type(s): 1 PDF, 1 other file

Big expenses stop being emergencies. Christmas, car repairs, annual insurance, property taxes — they are not surprises, they are just unpaid-yet. The Sinking Funds Tracker tells you exactly what to set aside every month for every goal, and shows every fund filling up, on track and on time.

• DASHBOARD — total target, total saved, overall % saved, total remaining, funds on track vs behind, total monthly needed, total planned per month, and annual planned contributions — all pulled in automatically
• FUNDS — 12 sinking funds: name, category, target amount and target date. Saved pulls automatically from the Fund Log, and remaining, % saved, months left, monthly needed (remaining ÷ months left), and On Track / Behind status all calculate themselves
• FUND LOG — one row per deposit or withdrawal: date, fund (dropdown), type, and amount. Every saved total updates itself — including withdrawals
• ANNUAL PLANNER — a month-by-month view of your total planned contributions across the whole year, with an annual total
• START HERE — a 5-step setup guide; up and running in minutes

WHAT'S INSIDE (5 sheets):
• DASHBOARD — every fund and goal at a glance, fully automatic
• FUNDS — 12 funds with target, saved, remaining, % saved, months left, monthly needed, planned amount & status
• FUND LOG — deposit/withdrawal log with Fund and Type dropdowns
• ANNUAL PLANNER — 12 month rows with total planned contributions and an annual total
• START HERE — 5-step setup guide

HOW IT WORKS: Download instantly → type in the yellow cells → everything calculates automatically. No spreadsheet skills needed — if you can type, you can run this.

WHAT YOU GET: 1 Excel file (.xlsx, 5 sheets), works in Microsoft Excel and Google Sheets. Instant download.

PLEASE NOTE: Digital download; no physical item ships. The file comes prefilled with sample funds (Christmas, Car Repair, Vacation, Home Maintenance, Annual Insurance and more) so you can see every formula working — just type over them with your own funds.

FREQUENTLY ASKED QUESTIONS:

Q: I opened the spreadsheet in Google Sheets and it says "view only" — how do I edit it?
A: That happens with Google Sheets from time to time. Open the file, then in the top menu choose File → Make a copy. The copy belongs to you and is fully editable. If it still won't open, try a computer or laptop instead of a phone, a different browser, make sure you're signed in to Google Sheets, and check that your Google Drive has space. Still stuck? Message me on Etsy and I'll help you sort it out.

Q: I can't download my purchase on my phone — what am I doing wrong?
A: Nothing — the Etsy app doesn't support downloading files. Open your browser (log out of the Etsy app first if it keeps redirecting you), sign in to Etsy, and download from your Purchases page on a mobile browser, or use a laptop or desktop. Once the file is saved you can open it on your phone any time.

Q: What exactly is a spreadsheet template?
A: It's a ready-made spreadsheet with all the formatting and formulas already built in. Download it, type in the yellow cells, and everything else calculates itself. Colors, headings and layout can be customized if you like, but you never need to touch a formula.

Q: Can I return or exchange my purchase?
A: Because this is a digital download, returns and exchanges aren't possible once the file has been downloaded — you'll always keep access to it in your Etsy account. If you bought it by accident and haven't downloaded it yet, send me a message and I'll take care of it.

Q: Is it available in other languages?
A: Right now the planner is in English only.

*This digital product has been created with the assistance of AI Tools, then refined by me, the seller*

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Instant download items don’t accept returns, exchanges or cancellations. Please contact the seller about any problems with your order.

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Listed on Oct 19, 2026
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