ADHD Budget Planner App | Safe to Spend Paycheck Bill Tracker | Digital Money Planner for Beginners, No Subscription

ADHD budget planner app that shows one calm number: what's actually safe to spend until payday, after bills, savings and a buffer. Private, offline, no subscription.

💭 "Can I afford this… or is a bill coming out before payday?"

Your bank balance doesn't know about the phone bill due Thursday or the subscription you forgot. Spreadsheets take hours to set up, then get abandoned after one missed week. Breathing Room was built for ADHD brains: it does the maths for you and never punishes you for missing days.

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✨ Try Before You Buy — Live Interactive Demo
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See the ADHD Budget Planner in action before you commit. Open the live demo, explore the full dashboard, and click through every planner tool to experience exactly how it works — no downloads, no sign-ups.

👉 Live demo: https://adhdbudgetplannerrr.netlify.app/

📌 Please note: This demo runs on sample data for preview purposes only. Some features may be limited, and any changes you make won't be saved in the demo version.
💜 Shop with confidence — explore every feature firsthand, then get the full planner with unlimited use and no restrictions.


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💚 YOUR SAFE TO SPEND NUMBER
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Enter your balance, your payday and a few bills. In about two minutes you'll see one number: what's safe to spend until payday. You also get a realistic daily amount for every day left in your pay cycle. Tap "See Calculation" anytime to see exactly how it's worked out, line by line: balances + confirmed income − bills before payday − protected savings − set-asides − your buffer.


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✨ WHAT'S INSIDE
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⚡ 3-second expense logging: one-tap favorites, quick amounts, receipt calculator, split purchases, refunds
📅 Bill & subscription tracker: weekly, bi-weekly, twice-monthly, monthly, quarterly and yearly bills. Marking a bill "Paid" never counts it twice
🛍️ "Can This Fit?" checker: type a price, see your number change, then buy, skip, or put it on a 48-hour pause
🔍 ADHD-Tax scanner: import your bank's CSV or OFX file to find forgotten subscriptions, fees and double charges, and see what cancelling saves you each year. The file is read only on your device and never uploaded
🔄 Check My Money: missed a week? Update today's balance and you're back on track in 60 seconds, with no guilt and nothing reset
✉️ Envelopes with gentle caps: a soft heads-up when you're close, never a lock
🎯 Savings goals + 5 printable savings challenges: 100 Envelopes, 52-Week, No-Spend Days, Pay Yourself First, Round-Up
💳 Debt payoff planner: snowball vs avalanche side by side, with payoff dates, total interest and the effect of extra payments
🌿 Low-energy daily plan, brain dump and a guided 5-minute weekly reset
🌱 A growing garden and permanent milestones. There are no streaks, so nothing ever breaks
🎨 8 calm themes, light & dark, large text, reduced motion, 25+ currencies, and an Essentials view that hides everything you don't need yet


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🔒 PRIVATE & YOURS FOREVER
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✔️ One-time purchase, no subscription, ever
✔️ No account, no login, no bank password linking
✔️ Your data stays in your browser, with backup and restore in one click
✔️ Export to CSV for Excel or Google Sheets, plus a printable month overview


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📦 WHAT YOU GET
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Instant digital download: the Breathing Room app (one file that opens in your web browser) plus a quick-start guide. Includes sample data, so you can explore before entering your own.


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❓ FAQ
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❓ Is this a PDF or printable?
No. It's an interactive budget app that opens in your web browser (Chrome, Safari, Edge or Firefox). The savings challenges and month overview can also be printed.

❓ Does it work on my phone?
It's designed to work best on a computer (Mac, Windows or Chromebook), where it runs fully offline once saved. It also adapts to phone and tablet screens, but opening a downloaded file works differently on each phone and browser. Please check the quick-start guide or message me before buying if phone use is your priority.

❓ Does it link to my bank or log Apple Pay automatically?
No, and that's on purpose: no bank passwords, ever. You log spends in one tap, or import a bank CSV/OFX file into the scanner. Nothing is sent anywhere.

❓ Can I use it on two devices?
Yes, by moving a backup file. Export from one device and import on the other. There's no live sync, so the copy is fully under your control.

❓ I always quit budgets after a few weeks. Why would this be different?
Because missing days doesn't break anything. There are no streaks, Check My Money gets you current in a minute, and your garden and milestones never reset.

❓ I'm terrible with numbers. Is it beginner friendly?
Yes. You need three things to start: your balance, your payday and your bills. Everything else is optional and hidden until you want it.

❓ Is there a monthly fee?
Never. You pay once and keep it.

❓ What if I clear my browser data?
Your data lives in your browser, so clearing it erases the data. Back up with one tap from Settings and keep the file safe.

💛 Designed with ADHD brains in mind. This is a budgeting and organisation tool, not financial, tax or investment advice, and not medical advice or a treatment for ADHD. Not affiliated with Apple, any bank or any brand. Digital item: nothing will be shipped.


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NEED HELP?
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Need help opening or using your digital planner? We're right here for you.

Your tools should give you clarity, not friction. If you run into any snags with your files, setup, or features, reach out directly through Etsy and we will get you sorted out.

Whether you need a hand getting started, want to share feedback, or have an idea for a custom feature, your message is always welcome.

🌿 Add it to your cart and see your Safe to Spend number in the next five minutes. Your calmer money routine starts today.


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