Budget App for iPhone, Android and PC, Expense Tracker and Budget Planner, No Subscription

✦ No Google Sheets, Notion or iPad needed: your budget app opens right in your phone or computer browser, nothing to install. ✦

✦ A budget app for your iPhone, Android or computer: add it to your home screen, log spending in seconds and always know what's safe to spend today ✦

Most budgeting apps want a monthly subscription, an account and your bank login. This one doesn't. BrightBudget is a calm navy-and-gold web app that you open from your private link and add to your home screen, where it opens full screen like any other app. Log a purchase in two taps and everything else updates by itself: your Safe to spend today number, budget vs spent, bills still to pay, a calendar, savings goals, debt payoff dates and your whole year in a chart. It's ADHD-friendly by design: one main action per screen, big clear numbers and colors that show what needs attention. Your numbers stay private on your own device. No account, no subscription, no bank connection.

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✦ WHAT'S INCLUDED (10 SCREENS)
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★ HOME: Safe to spend today with a "How is this worked out?" breakdown, income, spent and left this month, your monthly budget bar, upcoming bills and next payday
★ QUICK ADD: expense or income in two taps. It remembers your last category, and you can pick the date, account and add a note
★ TRANSACTIONS: search everything and filter by month, category and type. Edit or delete with a confirm
★ BUDGET: a monthly budget for each category with spent, left and colored progress bars (green, gold, then coral when over). 15 categories come ready, and you can add your own with colors
★ BILLS & SUBSCRIPTIONS: weekly, every 2 weeks, monthly or yearly bills. Tick a bill when it's paid and it's recorded as spending for you (with Undo). Shows the next due date, overdue and due soon badges, and the yearly cost of each bill and all your subscriptions
★ CALENDAR: a month view of bills due, spending each day and paydays. Tap a day to see the details or add an entry
★ SAVINGS GOALS: target, saved so far and target date, with a progress ring and "Save $X/month to get there". Add money or take money out
★ DEBT TRACKER: balance, interest rate and minimum payment. Log payments, plan extra payments and see a payoff progress bar, payoff date and interest estimate
★ YEAR OVERVIEW: income vs spending for all 12 months as a chart or a table, average monthly spending and your top categories
★ SETTINGS: theme (Navy, Dark or Light), currency symbol, first day of the week, pay schedule and payday, expected monthly income, accounts, backup and restore, CSV export, example data and Start fresh

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✦ FEATURES
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✓ Safe to spend today: income, minus bills still due, savings goals and what you've spent, shared over the days left in the month
✓ Optional expected monthly income, so Safe to spend works before payday
✓ Add it to your home screen on iPhone, iPad or Android and it opens full screen like an app
✓ Works offline after the first time you open it
✓ Private: everything is saved only on your device. No account, no login, no bank connection
✓ Backup and restore (.json) to keep your data safe or move to a new device, plus CSV export for Excel or Google Sheets
✓ A reminder every 14 days to save a backup
✓ Load example data to explore first, then clear it with one tap
✓ 3 themes: Navy, Dark and Light
✓ Big buttons, clear text and keyboard friendly
✓ BONUS: an offline download version that runs straight from your computer
✓ No subscription. Pay once.

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✦ YOU WILL RECEIVE
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• Budget-App-Start-Here-and-Link.pdf: your private app link (tap it, or scan the QR code), install steps for iPhone, Android and computer, and tips for backups
• Budget-Web-App-BrightbudgetsCo.zip: a BONUS offline version of the same app for your computer (unzip and open index.html)

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✦ COMPATIBILITY
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• iPhone and iPad: Safari, or Chrome on iOS 16.4 or newer. Add to Home Screen.
• Android: Chrome. Install app or Add to Home screen.
• Computer: Chrome, Edge, Safari or Firefox on Windows, Mac or Chromebook. Bookmark it, or use the install icon in Chrome and Edge.
• Internet is needed only the first time you open the link. After that it works offline.
• This is a web app you open from a link. It is NOT an App Store or Google Play app, and it doesn't sync between devices (use backup and restore to move your data).

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✦ HOW TO ACCESS
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1. After purchase, go to You › Purchases and reviews › Download files. Etsy also emails you a download link.
2. Open the Start Here PDF and tap the app link, or scan the QR code with your phone's camera.
3. iPhone/iPad: tap Share › Add to Home Screen. Android: tap ⋮ › Install app. Computer: bookmark it.
4. Open the app from your new home-screen icon and start. Setup takes about 10 minutes.

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✦ FAQ
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Q: Is this an App Store app?
A: No. It's a web app: you open it from a link in Safari or Chrome and add it to your home screen. It then has its own icon and opens full screen like an app. There's nothing to download from the App Store or Google Play.

Q: Do I need an account or a subscription?
A: No. There's no sign-up, no login and no monthly fee. You pay once.

Q: Where is my data stored? Can anyone see it?
A: Only on your own device, in that browser or home-screen app. Your budget numbers are never uploaded, so no one else can see them.

Q: I'm on iPhone. Anything I should know?
A: Add the app to your home screen first and enter your budget there. On iPhone and iPad the home-screen app keeps separate data from a browser tab.

Q: Can I use it on my phone and my computer?
A: Yes, the same link works on both. Each device keeps its own data and there's no automatic sync. To move your data, use Settings › Export backup on one device and Import backup on the other.

Q: What if I get a new phone?
A: Export a backup on the old phone, send the file to yourself, and import it in the app on the new phone.

Q: Does it work without internet?
A: Yes. After the first time you open it, it works offline.

Q: Does it connect to my bank?
A: No. You add income and spending yourself, which many people find keeps them more aware of their money.

Q: What's the bonus offline version?
A: A copy of the same app in a zip file that runs straight from your computer without the link. It works best on a computer, and its data is separate from the online app.

Q: Will I receive a physical product?
A: No. This is a digital item and nothing will be shipped.

Q: Can I share it?
A: It's for personal use only. Please don't share the link or files, or resell them.

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✦ PLEASE NOTE
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• Your data lives only on your device. Clearing your browser or site data, or deleting the home-screen app, erases it, so please export backups regularly (the app reminds you).
• This is a budgeting tool, not financial advice. Payoff dates and safe-to-spend amounts are estimates based on what you enter.
• Because this is a digital item with instant access, returns, exchanges and refunds are not accepted. If something isn't working, please send us a message through Etsy and we'll help you sort it out.
• Colors may look slightly different depending on your screen.

✦ PAIRS WELL WITH
• Paycheck Budget & Bill Tracker printable ($3): https://www.etsy.com/listing/4601133620/paycheck-budget-printable-bill-tracker
• Cash Envelope Printables ($4): https://www.etsy.com/listing/4601125510/cash-envelope-printable-cash-stuffing

How it's made: I design every BrightbudgetsCo product myself and build it with digital tools, including AI-assisted writing and coding, then test and approve each file before it's listed. Listing images are previews made from the actual files; no AI image generators are used.

✦ More from BrightbudgetsCo: planners, trackers & ADHD-friendly apps for budget, habits, fitness, baby, weddings and holidays
https://brightbudgetsco.etsy.com

© 2026 BrightbudgetsCo. For personal use only.