Sinking Funds Tracker Spreadsheet, Savings Tracker, Excel Google Sheets, Monthly Savings Planner, Budget Template

Stop being surprised by bills you knew were coming. Add each sinking fund (car registration, holidays, Christmas, insurance) with its goal and target date, and the tracker shows how much to put aside each month.

WHAT'S INSIDE
- Up to 15 funds with goal, target date and saved so far
- Monthly amount needed for each fund and for all funds together
- Progress bars and a 12-month contribution grid
- Start Here guide

Want everything in one place? The Chalkline Money System 2027 includes this tracker plus 9 more tabs.

WORKS WITH
Microsoft Excel (Windows and Mac) and Google Sheets (free: upload the file to Google Drive and open it with Google Sheets). No macros. Charts and progress bars display best in Excel.

Please note: this is a tracking and planning tool. It is not financial advice, and calculator results are estimates. Works in any currency.

INSTANT DOWNLOAD. This is a digital product: nothing is shipped. After purchase, download the files from your Etsy purchases page. Because files are delivered instantly, all sales are final. If a file is broken or missing, message us on Etsy and we'll fix it the same week.

LICENCE. For your personal use. Please don't resell, share or republish the files.

How this was made: Chalkline designs every product, using AI-assisted design and writing tools as part of the process. Dates and links are checked by script before release.