Paycheck Budget Spreadsheet, Biweekly Budget Template for Google Sheets and Excel, Budget by Paycheck Planner, Bill Tracker

Budget by paycheck. List your paychecks for the year, assign each bill and savings allocation to the paycheck that covers it, and see exactly what's left from every pay.

WHY THIS WAS MADE
If you are paid weekly or biweekly, a monthly budget never quite fits: rent is due before payday and bills land between paychecks, so money runs short even when the month adds up.
This paycheck budget spreadsheet lets you budget by paycheck instead, so every pay has a plan before it lands. It works as a simple biweekly budget template in Google Sheets and Excel, showing at a glance which paycheck pays which bill and how much is free to save or spend.

WHAT'S INSIDE
- Up to 26 paychecks (weekly, fortnightly or monthly pay all work)
- Bills and allocations list assigned to paychecks
- Allocated and remaining for every paycheck, plus yearly totals
- Start Here guide

Want everything in one place? The Chalkline Money System 2027 includes this tool plus 9 more tabs.

WORKS WITH
Microsoft Excel (Windows and Mac) and Google Sheets (free: upload the file to Google Drive and open it with Google Sheets). No macros. Charts and progress bars display best in Excel.

Please note: this is a tracking and planning tool. It is not financial advice, and calculator results are estimates. Works in any currency.

INSTANT DOWNLOAD. This is a digital product: nothing is shipped. After purchase, download the files from your Etsy purchases page. Because files are delivered instantly, all sales are final. If a file is broken or missing, message us on Etsy and we'll fix it the same week.

LICENCE. For your personal use. Please don't resell, share or republish the files.

AI USE. Chalkline designs every product and uses AI-assisted design and writing tools as part of the process. Dates, links and formulas are checked before release.