• May include: A digital savings challenge tracker bundle featuring a savings dashboard and a 100 envelope challenge. The interface displays progress bars, goal amounts, and total saved figures in navy blue and gold. Includes 8 challenges.
  • May include: A digital savings tracker set titled Save on Purpose, featuring eight tabs including a dashboard, 52-week challenge, 100 envelopes, $5K challenge, $10K challenge, no-spend tracker, and pick your goal challenge in US Letter and A4.
  • May include: A digital savings dashboard template featuring a dark blue header labeled SAVINGS DASHBOARD. It includes tables for tracking financial goals, progress bars, and no-spend day statistics. The text reads Dashboard, Every challenge at a glance, and BrightbudgetsCo.
  • May include: A digital 52-week savings challenge spreadsheet featuring a dark blue header, a gold-toned tracking table with dated weeks, a color-in grid, and a progress chart. Text includes 52-Week Savings Challenge, Classic or reverse, and BrightbudgetsCo.
  • May include: A digital 100 Envelope Challenge savings tracker featuring a grid of numbered boxes from 1 to 100. The layout includes a header with total goal, saved amount, and percentage complete, with gold-colored boxes indicating progress.
  • May include: A digital savings tracker set featuring $5K and $10K challenges. The layout includes 100 boxes each, editable amounts, and progress metrics for saved, left, and percentage complete. Text includes Big goals, $5K & $10K challenges, and BrightbudgetsCo.
  • May include: A digital no-spend challenge tracker featuring a 365-day grid, monthly and yearly progress sections, and a summary dashboard. The layout includes checkboxes for no-spend days, a streak counter, and a money kept estimate section.
  • May include: A digital financial planning set featuring a Pick Your Goal Challenge tracker with columns for goal details and a deposit log, alongside a 100 Envelope Challenge sheet with a grid of numbered squares for savings tracking.
  • May include: An instructional graphic titled How It Works with the subtitle Easy as 1, 2, 3. Three white boxes with coral circles numbered 1, 2, and 3 outline steps: Download, Open, and Tick. Includes text from BrightBudgetCo.
  • May include: A digital savings challenge tracker bundle featuring a savings dashboard and a 100 envelope challenge. The interface displays progress bars, goal amounts, and total saved figures in navy blue and gold. Includes 8 challenges.
  • Product video
  • May include: A digital savings tracker set titled Save on Purpose, featuring eight tabs including a dashboard, 52-week challenge, 100 envelopes, $5K challenge, $10K challenge, no-spend tracker, and pick your goal challenge in US Letter and A4.
  • May include: A digital savings dashboard template featuring a dark blue header labeled SAVINGS DASHBOARD. It includes tables for tracking financial goals, progress bars, and no-spend day statistics. The text reads Dashboard, Every challenge at a glance, and BrightbudgetsCo.
  • May include: A digital 52-week savings challenge spreadsheet featuring a dark blue header, a gold-toned tracking table with dated weeks, a color-in grid, and a progress chart. Text includes 52-Week Savings Challenge, Classic or reverse, and BrightbudgetsCo.
  • May include: A digital 100 Envelope Challenge savings tracker featuring a grid of numbered boxes from 1 to 100. The layout includes a header with total goal, saved amount, and percentage complete, with gold-colored boxes indicating progress.
  • May include: A digital savings tracker set featuring $5K and $10K challenges. The layout includes 100 boxes each, editable amounts, and progress metrics for saved, left, and percentage complete. Text includes Big goals, $5K & $10K challenges, and BrightbudgetsCo.
  • May include: A digital no-spend challenge tracker featuring a 365-day grid, monthly and yearly progress sections, and a summary dashboard. The layout includes checkboxes for no-spend days, a streak counter, and a money kept estimate section.
  • May include: A digital financial planning set featuring a Pick Your Goal Challenge tracker with columns for goal details and a deposit log, alongside a 100 Envelope Challenge sheet with a grid of numbered squares for savings tracking.
  • May include: An instructional graphic titled How It Works with the subtitle Easy as 1, 2, 3. Three white boxes with coral circles numbered 1, 2, and 3 outline steps: Download, Open, and Tick. Includes text from BrightBudgetCo.
  • Product video
Report this item to Etsy

Savings Challenge Tracker, 52 Week and 100 Envelope Challenge, Google Sheets Excel and Printable

Item highlights

  • Digital download
  • Digital file type(s): 3 PDF, 2 other files

Seller's description

✦ Every popular savings challenge in one fully automated, ADHD-friendly tracker, plus printables ✦

Pick a challenge, tick a box, watch it turn gold. This calm navy-and-gold bundle has the 52-week challenge (classic AND reverse), the 100 envelope challenge, the $5K and $10K challenges, a no-spend month and year, and a "pick your goal" challenge for anything you're saving for. Click a box, choose ☑, and the totals, % complete and progress bars update instantly. The Dashboard shows every challenge in one place. Works in Google Sheets AND Microsoft Excel, and every challenge comes as a printable PDF in US Letter and A4 too. It's undated, so you can start any day of the year.

━━━━━━━━━━━━━━━━━━
✦ WHAT'S INCLUDED (8 TABS)
━━━━━━━━━━━━━━━━━━
★ START HERE: your name, start date (any date), currency symbol, 52-week step amount, Classic or Reverse, 100-envelope multiplier and no-spend start dates
★ DASHBOARD: total saved, started goals, % complete, progress bars and status for every challenge, no-spend days, money kept and a saved vs goal chart
★ 52-WEEK CHALLENGE: classic (small to big) or reverse (big to small) with your own step ($1 step = $1,378, $5 step = $6,890). Dated weeks, tick ☑ in any order, catch-up reminders, a 52-square color-in grid and a savings chart
★ 100 ENVELOPES: envelopes $1 to $100 ($5,050) as a color-in grid, with a multiplier for any budget (0.5 = $2,525, 2 = $10,100)
★ $5K CHALLENGE: 100 boxes that add up to $5,000. Edit any amount to make it your own
★ $10K CHALLENGE: 100 boxes that add up to $10,000. Edit any amount to make it your own
★ NO-SPEND: a no-spend month (☑ no spend · ✗ spent, longest streak) and a full no-spend year grid with days per month and an estimate of the money you kept
★ CUSTOM GOAL: name any goal, amount and deadline, log deposits and see exactly what to save per week and per month

━━━━━━━━━━━━━━━━━━
✦ PRINTABLES (US LETTER + A4, 9 PAGES EACH)
━━━━━━━━━━━━━━━━━━
52-week classic · 52-week reverse · 100 envelopes · $5K · $10K · no-spend month · no-spend year · pick your goal, plus a cover page. Print as many as you like for yourself.

━━━━━━━━━━━━━━━━━━
✦ FEATURES
━━━━━━━━━━━━━━━━━━
✓ Fully automated: totals, % complete and progress bars update as you tick
✓ ADHD-friendly: one click per save, big color-in grids, instant visual progress, nothing to calculate
✓ Undated: pick any start date and use it year after year
✓ Works in Google Sheets and Microsoft Excel (Windows, Mac, Excel for the web)
✓ Any currency: $, £, €, ¥, ₹, A$, C$, R, kr or ₱
✓ Formula cells are locked so you can't break anything by accident (no password, so you can unlock them any time)
✓ Includes a copy with example ticks so you can see how it works, plus a BLANK copy to start fresh
✓ No macros, no add-ons, no subscription. It's yours to keep.

━━━━━━━━━━━━━━━━━━
✦ YOU WILL RECEIVE
━━━━━━━━━━━━━━━━━━
• Savings-Challenge-Tracker-BrightbudgetsCo.xlsx (with example data)
• Savings-Challenge-Tracker-BrightbudgetsCo-BLANK.xlsx (ready for your own savings)
• Savings-Challenge-Printables-US-Letter.pdf
• Savings-Challenge-Printables-A4.pdf
• A Start Here PDF with your Google Sheets template link (click › "Make a copy")

━━━━━━━━━━━━━━━━━━
✦ COMPATIBILITY
━━━━━━━━━━━━━━━━━━
• Google Sheets (free Google account), in a browser or the Google Sheets app
• Microsoft Excel 2013 or newer, Excel for Mac, Excel for the web / Microsoft 365
• Use a computer for the first setup. After that, tick boxes on your phone or tablet in the Google Sheets or Excel app.
• Printables: any home printer, US Letter or A4 paper
• Not made for Apple Numbers or GoodNotes

━━━━━━━━━━━━━━━━━━
✦ HOW TO ACCESS
━━━━━━━━━━━━━━━━━━
1. After purchase, go to You › Purchases and reviews › Download files. Etsy also emails you a download link.
2. Google Sheets: open the Start Here PDF, click the template link and choose "Make a copy". Or upload the .xlsx to Google Drive and open it with Google Sheets.
3. Excel: double-click the .xlsx file and click "Enable Editing" if asked.
4. Start on the "Start Here" tab. Setup takes about 2 minutes.

━━━━━━━━━━━━━━━━━━
✦ FAQ
━━━━━━━━━━━━━━━━━━
Q: Can I do more than one challenge at once?
A: Yes. Run one or all of them. The Dashboard totals only the challenges you've started.

Q: What's the reverse 52-week challenge?
A: You save the biggest amount in week 1 and the smallest in week 52, so the hard part is done first (great for January, before holiday spending).

Q: Is it dated?
A: No. Enter any start date and the weeks and months follow it.

Q: Do I need Excel?
A: No. A free Google account and Google Sheets is all you need.

Q: How do I clear the example data?
A: Use the included BLANK file, or select the cream cells and press Delete. The formulas stay safe.

Q: Does it connect to my bank?
A: No. Nothing is linked to your accounts.

Q: Will I receive a physical product?
A: No. This is a digital download and nothing will be shipped.

Q: Can I share it?
A: It's for personal use only. Please don't share, resell or redistribute the files or the template link.

━━━━━━━━━━━━━━━━━━
✦ PLEASE NOTE
━━━━━━━━━━━━━━━━━━
• Because this is a digital item with instant access, returns, exchanges and refunds are not accepted. If something isn't working, please send us a message through Etsy and we'll help you sort it out.
• This tracker is a planning tool, not financial advice. Challenge totals are examples, not guaranteed results.
• Colors may look slightly different depending on your screen.

✦ PAIRS WELL WITH
• Cash Envelope Printables ($4): https://www.etsy.com/listing/4601125510/cash-envelope-printable-cash-stuffing

How it's made: I design every BrightbudgetsCo product myself and build it with digital tools, including AI-assisted writing and coding, then test and approve each file before it's listed. Listing images are previews made from the actual files; no AI image generators are used.

✦ More from BrightbudgetsCo: planners, trackers & ADHD-friendly apps for budget, habits, fitness, baby, weddings and holidays
https://brightbudgetsco.etsy.com

© 2026 BrightbudgetsCo. For personal use only.

View more
Etsy's Purchase Protection

If something goes wrong with an order, we've got your back for all eligible purchases. View program terms

NowPrice:$6.60

Original Price: $12.00

45% off

•

Sale ends on November 19

You can only make an offer when buying a single item

Delivery

Instant download

Your files will be available to download once payment is confirmed. Here's how.

Instant download items don't accept returns, exchanges or cancellations. Please contact the seller about any problems with your order.

Seller's description

Specifications

May include: A digital savings challenge tracker bundle featuring a savings dashboard and a 100 envelope challenge. The interface displays progress bars, goal amounts, and total saved figures in navy blue and gold. Includes 8 challenges.

✦ Every popular savings challenge in one fully automated, ADHD-friendly tracker, plus printables ✦

Pick a challenge, tick a box, watch it turn gold. This calm navy-and-gold bundle has the 52-week challenge (classic AND reverse), the 100 envelope challenge, the $5K and $10K challenges, a no-spend month and year, and a "pick your goal" challenge for anything you're saving for. Click a box, choose ☑, and the totals, % complete and progress bars update instantly. The Dashboard shows every challenge in one place. Works in Google Sheets AND Microsoft Excel, and every challenge comes as a printable PDF in US Letter and A4 too. It's undated, so you can start any day of the year.

━━━━━━━━━━━━━━━━━━
✦ WHAT'S INCLUDED (8 TABS)
━━━━━━━━━━━━━━━━━━
★ START HERE: your name, start date (any date), currency symbol, 52-week step amount, Classic or Reverse, 100-envelope multiplier and no-spend start dates
★ DASHBOARD: total saved, started goals, % complete, progress bars and status for every challenge, no-spend days, money kept and a saved vs goal chart
★ 52-WEEK CHALLENGE: classic (small to big) or reverse (big to small) with your own step ($1 step = $1,378, $5 step = $6,890). Dated weeks, tick ☑ in any order, catch-up reminders, a 52-square color-in grid and a savings chart
★ 100 ENVELOPES: envelopes $1 to $100 ($5,050) as a color-in grid, with a multiplier for any budget (0.5 = $2,525, 2 = $10,100)
★ $5K CHALLENGE: 100 boxes that add up to $5,000. Edit any amount to make it your own
★ $10K CHALLENGE: 100 boxes that add up to $10,000. Edit any amount to make it your own
★ NO-SPEND: a no-spend month (☑ no spend · ✗ spent, longest streak) and a full no-spend year grid with days per month and an estimate of the money you kept
★ CUSTOM GOAL: name any goal, amount and deadline, log deposits and see exactly what to save per week and per month

━━━━━━━━━━━━━━━━━━
✦ PRINTABLES (US LETTER + A4, 9 PAGES EACH)
━━━━━━━━━━━━━━━━━━
52-week classic · 52-week reverse · 100 envelopes · $5K · $10K · no-spend month · no-spend year · pick your goal, plus a cover page. Print as many as you like for yourself.

━━━━━━━━━━━━━━━━━━
✦ FEATURES
━━━━━━━━━━━━━━━━━━
✓ Fully automated: totals, % complete and progress bars update as you tick
✓ ADHD-friendly: one click per save, big color-in grids, instant visual progress, nothing to calculate
✓ Undated: pick any start date and use it year after year
✓ Works in Google Sheets and Microsoft Excel (Windows, Mac, Excel for the web)
✓ Any currency: $, £, €, ¥, ₹, A$, C$, R, kr or ₱
✓ Formula cells are locked so you can't break anything by accident (no password, so you can unlock them any time)
✓ Includes a copy with example ticks so you can see how it works, plus a BLANK copy to start fresh
✓ No macros, no add-ons, no subscription. It's yours to keep.

━━━━━━━━━━━━━━━━━━
✦ YOU WILL RECEIVE
━━━━━━━━━━━━━━━━━━
• Savings-Challenge-Tracker-BrightbudgetsCo.xlsx (with example data)
• Savings-Challenge-Tracker-BrightbudgetsCo-BLANK.xlsx (ready for your own savings)
• Savings-Challenge-Printables-US-Letter.pdf
• Savings-Challenge-Printables-A4.pdf
• A Start Here PDF with your Google Sheets template link (click › "Make a copy")

━━━━━━━━━━━━━━━━━━
✦ COMPATIBILITY
━━━━━━━━━━━━━━━━━━
• Google Sheets (free Google account), in a browser or the Google Sheets app
• Microsoft Excel 2013 or newer, Excel for Mac, Excel for the web / Microsoft 365
• Use a computer for the first setup. After that, tick boxes on your phone or tablet in the Google Sheets or Excel app.
• Printables: any home printer, US Letter or A4 paper
• Not made for Apple Numbers or GoodNotes

━━━━━━━━━━━━━━━━━━
✦ HOW TO ACCESS
━━━━━━━━━━━━━━━━━━
1. After purchase, go to You › Purchases and reviews › Download files. Etsy also emails you a download link.
2. Google Sheets: open the Start Here PDF, click the template link and choose "Make a copy". Or upload the .xlsx to Google Drive and open it with Google Sheets.
3. Excel: double-click the .xlsx file and click "Enable Editing" if asked.
4. Start on the "Start Here" tab. Setup takes about 2 minutes.

━━━━━━━━━━━━━━━━━━
✦ FAQ
━━━━━━━━━━━━━━━━━━
Q: Can I do more than one challenge at once?
A: Yes. Run one or all of them. The Dashboard totals only the challenges you've started.

Q: What's the reverse 52-week challenge?
A: You save the biggest amount in week 1 and the smallest in week 52, so the hard part is done first (great for January, before holiday spending).

Q: Is it dated?
A: No. Enter any start date and the weeks and months follow it.

Q: Do I need Excel?
A: No. A free Google account and Google Sheets is all you need.

Q: How do I clear the example data?
A: Use the included BLANK file, or select the cream cells and press Delete. The formulas stay safe.

Q: Does it connect to my bank?
A: No. Nothing is linked to your accounts.

Q: Will I receive a physical product?
A: No. This is a digital download and nothing will be shipped.

Q: Can I share it?
A: It's for personal use only. Please don't share, resell or redistribute the files or the template link.

━━━━━━━━━━━━━━━━━━
✦ PLEASE NOTE
━━━━━━━━━━━━━━━━━━
• Because this is a digital item with instant access, returns, exchanges and refunds are not accepted. If something isn't working, please send us a message through Etsy and we'll help you sort it out.
• This tracker is a planning tool, not financial advice. Challenge totals are examples, not guaranteed results.
• Colors may look slightly different depending on your screen.

✦ PAIRS WELL WITH
• Cash Envelope Printables ($4): https://www.etsy.com/listing/4601125510/cash-envelope-printable-cash-stuffing

How it's made: I design every BrightbudgetsCo product myself and build it with digital tools, including AI-assisted writing and coding, then test and approve each file before it's listed. Listing images are previews made from the actual files; no AI image generators are used.

✦ More from BrightbudgetsCo: planners, trackers & ADHD-friendly apps for budget, habits, fitness, baby, weddings and holidays
https://brightbudgetsco.etsy.com

© 2026 BrightbudgetsCo. For personal use only.

  • Designed by
    BrightbudgetsCo
  • Item type
    Digital download
  • Digital file type(s)
    3 PDF, 2 other files
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If something goes wrong with an order, we've got your back on all eligible purchases. View program terms

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