Budget Spreadsheet Bundle, Paycheck Planner, Debt Payoff Snowball, Net Worth Tracker, Google Sheets Excel

The Money Reset 2027 bundle: three matching spreadsheets that cover your whole financial picture. Budget every paycheck, pay off debt faster, and watch your net worth grow, for less than buying them separately.

✦ WHAT'S INCLUDED
• Couples Paycheck Budget: budget by paycheck, bill calendar, sinking funds, fair-share split and a Safe to Spend number
• Debt Payoff Planner: snowball vs. avalanche, debt-free date, interest saved, extra payments and a monthly payment plan
• Net Worth Tracker: every account, monthly net worth, year-end review and a FIRE timeline
• Example and blank versions of every spreadsheet, and a step-by-step PDF guide for each

✦ FEATURES
• Works in Google Sheets and Excel, on desktop and phone
• Matching SageAndSheets design across all three files
• Live dashboards with charts in every file
• No macros, no subscriptions, one-time price

✦ WHY IT'S DIFFERENT
• Budget, debt and net worth together, the three numbers that matter for a money reset
• Real amortization and paycheck-level planning, not printable coloring sheets
• Built for couples and households, and works just as well solo

✦ HOW IT WORKS
1. Buy and download your files instantly (Etsy: You › Purchases › Download Files).
2. Upload the .xlsx to Google Drive and open it with Google Sheets, or open it in Excel.
3. Follow the Start Here tab. Everything else calculates.

✦ GOOD TO KNOW
• Instant download: nothing physical is shipped.
• Works in Google Sheets (free) and Microsoft Excel 2016+ / Microsoft 365 / Excel for the web. Not compatible with Apple Numbers.
• Works on desktop and in the Google Sheets and Excel phone apps (a computer is easiest for setup).
• No macros. Example and blank versions included. Licensed for one person or one business.
• Record-keeping and planning tool, not tax, legal or financial advice.
• Questions? Message me. I usually reply within a day.

© SageAndSheets. Please do not share or resell. Because this is a digital download, refunds aren't offered, but if anything isn't working, message me and I'll make it right.

Designed and tested by Tanner C. Some text and images were created with the help of AI tools.