• May include: A digital HabitSurge Budget Planner interface on a dark background. Text reads: 40% OFF LAUNCH SALE, MONTHLY BUDGET + BILL TRACKER, Tick a bill. See what's left to pay. The dashboard shows Still to Pay 75 and Paid This Month 1,671.
  • May include: A digital bill tracker spreadsheet with a dark theme. The header reads Bill Tracker, Tick a bill. See what's left to pay. It displays monthly bill amounts, due dates, and payment status checkboxes for twelve months of the year.
  • May include: A digital financial dashboard interface on a dark background. It displays annual income, spending, savings, and bills. A table tracks monthly data, while a list shows top spending categories. Text includes 'DASHBOARD Your whole year on one page'.
  • May include: A digital monthly budget spreadsheet interface with dark green background. Text reads: Monthly Budget, Plan it once. Actual fills itself in. Features include income, spent, and savings columns, category rows, progress bars, and checkmark list items.
  • May include: A dark-themed bar chart titled Income and spending by month, displaying green income bars and orange spending bars from January to October. Text includes: CHARTS, See where the money goes, Income vs spending for every month, Where-the-money-went chart on Budget, Both draw themselves from your transactions, HABITSURGE STUDIO.
  • May include: A digital savings goal tracker dashboard with the text Savings Goals, Know what to save every month, and a table listing goals like Emergency fund, Summer holiday, New laptop, and Christmas gifts with progress bars and data.
  • May include: A digital transaction log interface with the text Transactions, Log a spend in seconds, and Habitsurge Studio. It features a table with columns for Date, Description, Category, Amount, Month, Type, and Year, plus three checkmark bullet points.
  • May include: A digital financial tracker graphic on a dark background with the text: WHAT'S INSIDE 6 tabs. One file. All linked. It lists Dashboard, Budget, Transactions, Bills, Savings, and Start Here with checkmarks. Includes Dark + Light included and Works on phone buttons, plus HABITSURGE STUDIO at the bottom.
  • May include: An instructional graphic titled HOW IT WORKS Ready in a few minutes. It lists three steps: 1. Download the PDF, 2. Click Make a copy, 3. Add your plan and bills. Includes text: Free Google account needed. No scripts, add-ons or permissions.
  • May include: A digital budget planner interface on a dark background with the text FREE DEMO Try it before you buy. The table displays income, spent, and savings data for October. A button at the bottom displays habitsurge.com/budget-demo.
  • May include: A dark green graphic with white and orange text reading: WHO IT'S FOR, Made for you if this sounds familiar, followed by five bullet points with checkmarks about financial habits and the text HABITSURGE STUDIO at the bottom.
  • May include: A dark green comparison chart titled No Subscription, Pay once. Keep it forever. It contrasts a spreadsheet against budget apps across categories like monthly fees, bank logins, customization, ownership, and ads. Text includes Habitsurge Studio.
  • May include: A digital bill tracker spreadsheet displayed on a screen with the text Works Everywhere Your computer. Your phone. It shows monthly bill amounts, due dates, and payment status. Icons for computer, phone, and tablet are included.
  • May include: A dark green informational graphic titled Good to Know: Questions, answered. It lists FAQs about a digital tool, confirming compatibility with Google Sheets, mobile device usage, category customization, and digital delivery.
  • May include: A digital budget planner document titled Your Budget Planner by Habitsurge Studio. It features instructions for Google Drive, including buttons for Dark mode and Light versions, plus a list of included items like a PDF and guide.
  • May include: A digital budget planner interface on a dark background with the text Start Here, Set up in 2 minutes. Guide included. The planner features sections for settings, how it works, and good to know, ending with HabitSurge Studio.
  • May include: A digital bundle featuring three planners: an all-in-one life planner, a monthly budget and bill tracker, and a paycheck budget. The dark-themed interface displays various tracking metrics, checkboxes, and financial data fields.
  • May include: A digital HabitSurge Budget Planner interface on a dark background. Text reads: 40% OFF LAUNCH SALE, MONTHLY BUDGET + BILL TRACKER, Tick a bill. See what's left to pay. The dashboard shows Still to Pay 75 and Paid This Month 1,671.
  • Product video
  • May include: A digital bill tracker spreadsheet with a dark theme. The header reads Bill Tracker, Tick a bill. See what's left to pay. It displays monthly bill amounts, due dates, and payment status checkboxes for twelve months of the year.
  • May include: A digital financial dashboard interface on a dark background. It displays annual income, spending, savings, and bills. A table tracks monthly data, while a list shows top spending categories. Text includes 'DASHBOARD Your whole year on one page'.
  • May include: A digital monthly budget spreadsheet interface with dark green background. Text reads: Monthly Budget, Plan it once. Actual fills itself in. Features include income, spent, and savings columns, category rows, progress bars, and checkmark list items.
  • May include: A dark-themed bar chart titled Income and spending by month, displaying green income bars and orange spending bars from January to October. Text includes: CHARTS, See where the money goes, Income vs spending for every month, Where-the-money-went chart on Budget, Both draw themselves from your transactions, HABITSURGE STUDIO.
  • May include: A digital savings goal tracker dashboard with the text Savings Goals, Know what to save every month, and a table listing goals like Emergency fund, Summer holiday, New laptop, and Christmas gifts with progress bars and data.
  • May include: A digital transaction log interface with the text Transactions, Log a spend in seconds, and Habitsurge Studio. It features a table with columns for Date, Description, Category, Amount, Month, Type, and Year, plus three checkmark bullet points.
  • May include: A digital financial tracker graphic on a dark background with the text: WHAT'S INSIDE 6 tabs. One file. All linked. It lists Dashboard, Budget, Transactions, Bills, Savings, and Start Here with checkmarks. Includes Dark + Light included and Works on phone buttons, plus HABITSURGE STUDIO at the bottom.
  • May include: An instructional graphic titled HOW IT WORKS Ready in a few minutes. It lists three steps: 1. Download the PDF, 2. Click Make a copy, 3. Add your plan and bills. Includes text: Free Google account needed. No scripts, add-ons or permissions.
  • May include: A digital budget planner interface on a dark background with the text FREE DEMO Try it before you buy. The table displays income, spent, and savings data for October. A button at the bottom displays habitsurge.com/budget-demo.
  • May include: A dark green graphic with white and orange text reading: WHO IT'S FOR, Made for you if this sounds familiar, followed by five bullet points with checkmarks about financial habits and the text HABITSURGE STUDIO at the bottom.
  • May include: A dark green comparison chart titled No Subscription, Pay once. Keep it forever. It contrasts a spreadsheet against budget apps across categories like monthly fees, bank logins, customization, ownership, and ads. Text includes Habitsurge Studio.
  • May include: A digital bill tracker spreadsheet displayed on a screen with the text Works Everywhere Your computer. Your phone. It shows monthly bill amounts, due dates, and payment status. Icons for computer, phone, and tablet are included.
  • May include: A dark green informational graphic titled Good to Know: Questions, answered. It lists FAQs about a digital tool, confirming compatibility with Google Sheets, mobile device usage, category customization, and digital delivery.
  • May include: A digital budget planner document titled Your Budget Planner by Habitsurge Studio. It features instructions for Google Drive, including buttons for Dark mode and Light versions, plus a list of included items like a PDF and guide.
  • May include: A digital budget planner interface on a dark background with the text Start Here, Set up in 2 minutes. Guide included. The planner features sections for settings, how it works, and good to know, ending with HabitSurge Studio.
  • May include: A digital bundle featuring three planners: an all-in-one life planner, a monthly budget and bill tracker, and a paycheck budget. The dark-themed interface displays various tracking metrics, checkboxes, and financial data fields.
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Monthly Budget Template Google Sheets, Bill Tracker, Savings Goals, Expense Spreadsheet, Dark Mode 2027

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  • Digital download
  • Digital file type(s): 1 PDF
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NowPrice:$3.59

Original Price: $5.99

40% off

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Sale ends on November 3

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Specifications

May include: A digital HabitSurge Budget Planner interface on a dark background. Text reads: 40% OFF LAUNCH SALE, MONTHLY BUDGET + BILL TRACKER, Tick a bill. See what's left to pay. The dashboard shows Still to Pay 75 and Paid This Month 1,671.

A monthly budget template for Google Sheets with a bill tracker and savings goals. Type a plan once, log what you spend, tick your bills. Actual spending, money left and your whole year add themselves up.

It comes in two versions: Dark mode and Light. You get both.

TRY IT FREE FIRST
See the full Budget Planner with sample numbers in it before you buy: habitsurge.com/budget-demo

WHAT'S INSIDE
• Dashboard: income, spending and savings for the year, month by month, your savings rate, your top 10 spending categories and the bills still to pay this month.
• Monthly budget: a plan for each category. Actual and difference fill in from your transactions, overspending shows in red, and a chart shows where the money went. Pick any month from the list.
• Transactions: log date, description, category and amount. Month and type fill in by themselves. Room for 1,000 transactions.
• Bill tracker: list each bill once with its amount and due day, then tick it every month. Status shows Paid, Due in 3 days or Overdue, and you see what is still to pay.
• Savings goals: up to 8 goals with a target and a date. It works out how much to save each month.
• Start Here: a short guide so you are set up in a few minutes.

MADE TO BE EASY
• One file, 6 tabs, all linked.
• 27 categories to start, with blank rows for your own. Rename anything.
• Income, Expense and Savings are tracked apart, so your savings rate is right.
• No currency sign, so it works in any currency.
• Easy-to-read Lexend font, calm colours and a real dark mode.
• Formula cells are protected, so Sheets warns you before you overwrite one by accident.

HOW IT WORKS
1. After purchase, download the PDF from your Etsy account (Purchases).
2. Click the link for Dark or Light and press "Make a copy". It's saved to your own Google Drive.
3. Set your year, type your monthly plan and list your bills.

Works in any browser on a computer, and in the free Google Sheets app on iPhone, iPad and Android. Needs a free Google account. No scripts, add-ons or permissions to approve.

WANT MORE THAN A BUDGET?
The HabitSurge All-in-One Life Planner has this kind of budget plus habits, tasks, a weekly planner and goals in one sheet. Find it in the shop.

GOOD TO KNOW
• This is a digital product. Nothing physical will be shipped.
• Made for Google Sheets. It is not built for Excel, Numbers or Notion.
• The year can be changed to any year, so it works for 2026, 2027 and beyond.
• For personal use only. Please don't share or resell the file.

WANT ALL THREE?
The HabitSurge Planner Bundle has the Life Planner, Budget Planner and Paycheck Budget for $14.99, vs $27.97 bought separately. Find it in my shop or at habitsurge.com/bundle

Questions? Send me a message on Etsy. I reply within a day.

HOW THIS WAS MADE
Designed by me, built with the help of AI tools. Every photo and the video show the actual sheet you get.

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Meet your seller

HabitSurgeStudio
Muddasir Salim
HabitSurgeStudio ·

Pakistan

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Listed on Oct 21, 2026
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