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Paycheck Budget Template Google Sheets, ADHD Safe to Spend Tracker, Biweekly Bill Planner, Dark Mode

NowPrice:$5.39

Original Price: $8.99

40% off

•

Sale ends on November 3

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Highlights

You don't need more discipline. You need one number. Safe to Spend tells you exactly what you can spend until payday, and it still works after you ignore it for two weeks. A paycheck budget for Google Sheets: add your pay, your bills and a few envelopes, and it works out the rest.

It comes in two versions: Dark mode and Light. You get both.

TRY IT FREE FIRST
See the full Paycheck Budget with sample numbers in it before you buy: habitsurge.com/paycheck-demo

WHAT'S INSIDE
• Today: Safe to Spend until payday, what you can spend per day, the bills still to pay before payday, envelope money left and what you spent this paycheck.
• Can it fit? Type a price and it tells you yes or no. If it doesn't fit this paycheck, it checks the next one.
• Missed a few days? Type your bank balance and Safe to Spend restarts from it. No catching up.
• Paychecks: your next 26 paydays, the bills each one pays and what is left. Spot a short paycheck weeks before it comes.
• Bills: list each bill once with its amount and due day. It shows the next due date, which payday covers it and a status (Paid, Due in 2 days, Overdue). Tick it when it's paid.
• Envelopes: money set aside each paycheck. Spend envelopes for things like groceries and gas, Save envelopes with a goal and a progress bar.
• Spending: date, what, envelope, amount. Room for 1,000 entries.
• Start Here: your pay schedule in about 2 minutes.

WORKS WITH YOUR PAY SCHEDULE
Weekly, every 2 weeks (biweekly), twice a month (like the 1st and 15th) or monthly. Paydays on the 31st move to the last day of shorter months.

MADE TO BE EASY
• One number to check, not a page of maths.
• One file, 6 tabs, all linked.
• No currency sign, so it works in any currency.
• Easy-to-read Lexend font, calm colours and a real dark mode.
• Formula cells are protected, so Sheets warns you before you overwrite one by accident.

HOW IT WORKS
1. After purchase, download the PDF from your Etsy account (Purchases).
2. Click the link for Dark or Light and press "Make a copy". It's saved to your own Google Drive.
3. Pick your pay schedule, add your usual paycheck and list your bills.

Works in any browser on a computer, and in the free Google Sheets app on iPhone, iPad and Android. Needs a free Google account. No scripts, add-ons, bank logins or permissions to approve.

WANT A MONTHLY BUDGET TOO?
The HabitSurge Budget Planner has a monthly budget, a transactions log and a yearly dashboard. Find it in the shop.

GOOD TO KNOW
• This is a digital product. Nothing physical will be shipped.
• Made for Google Sheets. It is not built for Excel, Numbers or Notion.
• It does not connect to your bank. You type your pay, bills and spending.
• For personal use only. Please don't share or resell the file.

WANT ALL THREE?
The HabitSurge Planner Bundle has the Life Planner, Budget Planner and Paycheck Budget for $14.99, vs $27.97 bought separately. Find it in my shop or at habitsurge.com/bundle

Questions? Send me a message on Etsy. I reply within a day.

HOW THIS WAS MADE
Designed by me, built with the help of AI tools. Every photo and the video show the actual sheet you get.

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Listed on Oct 22, 2026
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