Easy Budget Spreadsheet for Beginners | Paycheck and Biweekly Budget Planner, Auto Charts | Sheets and Excel, Ready now for 2026 & 2027

Seller's description

⚡ Easy to use from day one: know exactly where every dollar goes, ready now for 2026 & 2027, with plain-English setup and a filled-in example to copy.
📗 Comes in 2 versions: EASY + FULL. EASY needs no spreadsheet experience: big text on Home, yellow type-here boxes, examples on the pages EASY shows, and dropdowns. In the Excel EASY files, formulas are protected from accidental changes so you can't break them. FULL gives Excel pros every tool.
📗 Comfortable with Excel? Go FULL: same hints and dropdowns (Excel formulas protected from accidental changes), plus extra tabs for whenever you're ready.
📱 Works on your phone with a compact, phone-friendly view, so you can check and log on the go.
🔄 Free updates for the life of the product: every improvement is yours, re-download anytime from your Etsy Purchases.
💳 No subscription. Pay once, yours forever. No monthly app fees.
💡 Typical budget apps can cost around $100 a year. Volt is a one-time purchase.
📘 Includes a simple step-by-step Start Here guide.

READY NOW FOR 2026 & 2027
• Bank CSV import (Excel) – paste your bank's CSV export and transactions auto-categorize. No more typing every line
• Quick Add – log a purchase in about 5 seconds: date, amount, category, done
• Color themes – pick a look from a dropdown and the dashboards recolor (Volt Navy is the default)
• Phone-friendly layout – a compact view for checking and logging on the go
• Beginner tips – short, plain-English hints right on the sheets, so you're never stuck

WHAT'S INCLUDED
• Start Here – quick setup steps
• Setup – your categories and income
• Transactions – log spending in seconds
• Recurring – bills and subscriptions that repeat
• Dashboard – dark navy overview of income, spending and savings
• Monthly View & Year Overview – see trends month by month
• Bills – check them off as you pay
• Paycheck Plan – give every paycheck a job
• Savings Goals – track progress toward each goal
• Net Worth – watch it grow

HOW IT WORKS
1. Open the Start Here tab.
2. Type in your numbers (or import your bank CSV, ready now for 2026 & 2027) in the light input cells.
3. The dashboards update automatically. In the Excel EASY files, formulas are protected from accidental changes so nothing breaks.

BONUS (totally optional)
• Works with ChatGPT & Grok: the Start Here tab shows how to ask about your own planner. 100% optional. Volt works fully on its own and your numbers stay in your own file.

COMPATIBILITY
• Works with Excel and Google Sheets
• Microsoft Excel desktop, Excel 2016 or later, or Microsoft 365
• Google Sheets: open the Make-a-copy link in the included PDF to get your own copy in one click (free Google account)
• On your phone (Excel): install the free Microsoft Excel app, save your file to OneDrive or iCloud Drive, open it in the app and log spending on the go
• On your phone (Google Sheets): install the free Google Sheets app, sign in with the Google account that has your copy, and tap your planner

WHAT YOU GET ON DOWNLOAD
• Excel Edition ZIP: EASY + FULL, each BLANK and EXAMPLE (.xlsx) + bank CSV template
• Google Sheets Edition ZIP (.xlsx) + Make-a-copy links in the instructions PDF
• Instructions PDF
• Guides & Bonus PDF: Start Here guide, Move Your Numbers guide and bonus printables

PLEASE NOTE
• Digital item — nothing is shipped.
• For personal use only; please don't resell or share the files.
• Because it's a digital download, refunds aren't offered. Message us on Etsy or email voltbudget [!at] gmail.com if anything goes wrong. We're happy to help.
• This is a planning tool, not financial or tax advice. Results depend on the numbers you enter.

FREE UPDATES FOR THE LIFE OF THE PRODUCT: every new feature, free, re-download anytime from your Etsy Purchases.

Designed by Volt Budget with AI-assisted tools; reviewed, tested and finalized by us.