Sinking Funds Tracker | Savings Goals Planner for Beginners, Paycheck Savings, Auto Charts | Sheets & Excel, 2026-2027

Seller's description

⚡ The budget app you own. No monthly fee. Plan ahead for Christmas, car repairs and every "surprise" expense.
🤖 Works with ChatGPT & Grok if you want it (optional, nothing in the file is AI).
📗 Comes in 2 versions: EASY + FULL. EASY needs no spreadsheet experience: big text on Home, yellow type-here boxes, examples on the pages EASY shows, and dropdowns. In the Excel EASY files, formulas are protected from accidental changes so you can't break them. FULL gives Excel pros every tool.
📗 Comfortable with Excel? Go FULL: same hints and dropdowns (Excel formulas protected from accidental changes), plus extra tabs for whenever you're ready.
📱 Works on your phone with a compact, phone-friendly view, so you can check and log on the go.
🔄 Free updates, always, at no extra cost for the life of the product: every improvement is yours, no need to check: we send you an Etsy message when a new version is ready.
💳 No subscription. Pay once, yours forever. No monthly app fees.
💡 Typical budget apps can cost around $100 a year. Volt is a one-time purchase.
📘 Includes a simple step-by-step Start Here guide.

READY NOW FOR 2026 & 2027
• Quick Add – log a purchase in about 5 seconds: date, amount, category, done
• Color themes – pick a look from a dropdown and the dashboards recolor (Volt Navy is the default)
• Phone-friendly layout – a compact view for checking and logging on the go
• Beginner tips – short, plain-English hints right on the sheets, so you're never stuck

WHAT'S INCLUDED
• Start Here – quick setup steps
• Settings – 12 prefilled funds (room for 25), each with its own color; monthly amounts calculated for you
• Log – record deposits and withdrawals in seconds
• Dashboard – progress bars and On track / Behind status for every fund
• Calendar – color-coded yearly view of what to set aside each month

HOW IT WORKS
1. Open the Start Here tab.
2. Enter your funds, goals and target dates.
3. The Dashboard and Calendar update automatically. In the Excel EASY files, formulas are protected from accidental changes so nothing breaks.

BONUS (totally optional)
• Works with ChatGPT & Grok: the Start Here tab shows how to ask about your own planner. 100% optional. Volt works fully on its own and your numbers stay in your own file.

COMPATIBILITY
• Works with Excel and Google Sheets
• Microsoft Excel desktop, Excel 2016 or later, or Microsoft 365
• Google Sheets: open the Make-a-copy link in the included PDF to get your own copy in one click (free Google account)
• On your phone (Excel): install the free Microsoft Excel app, save your file to OneDrive or iCloud Drive, open it in the app and log spending on the go
• On your phone (Google Sheets): install the free Google Sheets app, sign in with the Google account that has your copy, and tap your planner

WHAT YOU GET ON DOWNLOAD
• Excel Edition ZIP: EASY + FULL, each BLANK and EXAMPLE (.xlsx)
• Google Sheets Edition ZIP (.xlsx) + Make-a-copy links in the instructions PDF
• Instructions PDF
• Guides & Bonus PDF: Start Here guide, Move Your Numbers guide and bonus printables

PLEASE NOTE
• Digital item — nothing is shipped.
• For personal use only; please don't resell or share the files.
• Because it's a digital download, refunds aren't offered. Message us on Etsy or email voltbudget [!at] gmail.com if anything goes wrong. We're happy to help.
• This is a planning tool, not financial or tax advice. Results depend on the numbers you enter.

FREE UPDATES FOR THE LIFE OF THE PRODUCT: every new feature, free, no need to check: we send you an Etsy message when a new version is ready.

Designed by Volt Budget with AI-assisted tools; reviewed, tested and finalized by us.