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Debt Payoff Tracker Google Sheets & Excel | Snowball and Avalanche Calculator, Works on Phone | Digital Download

NowPrice:$5.23

Original Price: $7.47

30% off

•

Sale ends on November 21

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Highlights

  • Designed by BuildWithNin
  • Digital download
  • Digital file type(s): 1 PDF, 1 other file

Find out exactly when you'll be debt-free, and how much interest you'll save getting there.
📱 Made for your phone: add your debts and see your debt-free date in the free Google Sheets app. Instant download.

List your debts, pick Snowball or Avalanche, add any extra you can pay each month, and this tracker builds your full payoff plan automatically: your debt-free date, the order to pay things off, and a month-by-month schedule.

★ WHAT'S INSIDE (7 TABS) ★
• Start Here: a quick how-to guide so you're set up in 5 minutes
• Phone: your debt-free date, interest saved and which debt to focus on now, in big type
• My Debts: one card per debt (up to 10) with balance, APR and minimum payment, plus Snowball or Avalanche
• Check-In: type your real total once a month and see if you're ahead of or behind plan
• Payoff Plan: your debt-free date, total interest, interest saved vs. paying minimums only, payoff order and a debt-over-time chart
• Debts: all your debts side by side with progress bars
• Schedule: every month of your plan, debt by debt, for up to 30 years

★ SNOWBALL OR AVALANCHE ★
• Snowball pays the smallest balance first for quick wins
• Avalanche pays the highest interest rate first to save the most money
• Switch with one dropdown and compare your debt-free date instantly
• When a debt is paid off, its payment rolls into the next one automatically

★ WHY YOU'LL LOVE IT ★
• Fully automatic: no formulas to write, nothing to break
• Works on your phone AND your computer: same file, same numbers
• Yellow cells are yours to fill in; everything else calculates itself
• Flags any debt where the minimum payment doesn't cover the interest

★ HOW IT WORKS ★
1. Purchase and download instantly: you get a one-page PDF and the .xlsx file
2. Google Sheets (phone or computer): tap the link in the PDF and "Make a copy" (free Google account)
3. Excel or Numbers: open the .xlsx file
4. Enter your debts, choose your method, and see your plan

Images show example figures. Interest is estimated monthly (APR ÷ 12), so your lender's numbers may differ slightly. This is a planning tool, not financial advice.

Please note: this is a digital download. Nothing will be shipped. For personal use only; please don't resell or share the file or link.

Questions? Message me anytime, I'm happy to help!

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Listed on Oct 22, 2026
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