Report this item to Etsy

Budget for Beginners Spreadsheet, Weekly Planner, Excel Google Sheets, Variable Income, Self Employed, Family and Couples, Picture Book

Price:$5.23

You can only make an offer when buying a single item

Highlights

  • Designed by WalletMethod
  • Digital download
  • Digital file type(s): 3 PDF, 1 other file

FINALLY, A BUDGET YOU DON'T HAVE TO BABYSIT

The Wallet Method is a simple weekly budgeting system for people who hate tracking every dollar.

Instead of recording every coffee, grocery trip, and restaurant bill, you'll learn how to give yourself one weekly spending amount. Your bills are covered, your savings come first, and you know exactly what's available to spend.

EARN COMMISSION, WORK FOR YOURSELF, OR HAVE IRREGULAR PAYCHECKS?
The WALLET METHOD also shows you how to turn unpredictable earnings into a steady personal income.

Your download includes a 54-page illustrated guide, a nine-tab Excel and Google Sheets workbook, a 12-page workbook guide, and simple setup instructions.

HOW IT WORKS
1. Pay yourself first. On payday, at least 10% goes to savings before anything else.
2. Cover your bills. Everything that comes out on its own, set up once.
3. Get one weekly number for everything else: groceries, eating out, coffee, fun. It refills the same day every week.
When the wallet is empty, it's empty until refill day.

WHAT YOU GET (instant digital download, 4 files)
- The Wallet Method: a 54-page picture book that walks you through the whole method with real-life examples. Quick and fun to read.
- The workbook (Excel, works in Google Sheets): 9 tabs. Fill in the yellow boxes and it does the math for you.
- How-To Guide: 12 pages, one for each tab of the workbook.
- Start Here: what to open first, and in what order.

IF YOUR PAY GOES UP AND DOWN
Commission, tips, bonuses, side gigs, self-employed: most budgets assume the same paycheck every two weeks. The Wallet Method has a whole chapter and a workbook tab for this. All your pay goes into a pot, and you pay yourself a steady salary from it. Big months fill the pot, slow months draw from it, and your weekly wallet stays the same.

ALSO INSIDE
- Jars for the costs that wreck budgets: gifts, clothing, haircuts
- Two wallets for couples, so you stop fighting about money
- How to find money in your bills
- A plan for your first four weeks

WHO MADE IT
I'm Steve. I worked at two of Canada's big banks, then spent more than ten years as a mortgage broker going through people's bank and credit card statements at their kitchen tables. This is the method I showed them, and the one I ran myself.

GOOD TO KNOW
- This is a digital download. Nothing will be shipped.
- The workbook opens in Microsoft Excel or Google Sheets (free with a Google account). It's easiest on a computer. The PDFs open on any phone, tablet or computer.
- No bank login. You type your own numbers.
- Amounts are in dollars and the examples use US accounts, but the method works anywhere.
- Because it's a digital file, I can't offer returns. If something doesn't work, message me and I'll fix it.

FOR THE KIDS
Teach them the same idea: the editable allowance chore chart with Spend, Save and Give jars
https://www.etsy.com/listing/4602332287/allowance-chore-chart-for-kids-editable

A picture book to read together: Sammy Gets an Allowance
https://www.etsy.com/listing/4602399795/allowance-story-pdf-for-ages-5-to-9-kids

See everything in our shop: https://www.etsy.com/shop/WalletMethod

Questions? Send me a message.
A real person answers.

Note: AI was used to assist in creating this bundle.

Instant Download

Your files will be available to download once payment is confirmed.  Here's how.

Instant download items don’t accept returns, exchanges or cancellations. Please contact the seller about any problems with your order.

Etsy Purchase Protection
Shop confidently on Etsy knowing if something goes wrong with an order, we've got your back for all eligible purchases — see program terms

View shop registration details

Reviews for this item

5.0

We calculate this number using a recency-weighted average of all ratings, with a rating's value decreasing by half each year to best reflect the current experience.

(1 reviews)

5.0 Item quality
5.0 Shipping
5.0 Customer service
100% Buyers recommend
5 out of 5 stars 5 This item

Scott Nov 2, 2026

Great product, easy to use. Helps to organize your expenses

Scott Nov 2, 2026

You may also like

Shoppers with similar taste loved these

Show more
Show more

Explore related searches

Budget Dansk

Australian Budget Planner

Cost of Living

Irregular Income Budget Planner Printable

Irregular Income

Listed on Oct 29, 2026
Homepage Paper & Party Supplies Paper Stationery Design & Templates Templates Personal Finance Templates