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Dark Mode Budget Planner Spreadsheet, Black Monthly Template, Debt Payoff, Savings, Dark Theme Budget, Excel Google Sheets

NowPrice:$3.49

Original Price: $6.99

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Sale ends on November 22

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Highlights

Dark Mode Budget Planner Spreadsheet for Microsoft Excel and Google Sheets, instant digital download. A full budget planner in dark mode: dark charcoal tabs, light text and dark charts that are easy on the eyes at night. Perfect for anyone who budgets late at night or prefers dark screens.

🎥 WATCH THE FULL WALKTHROUGH VIDEO before you buy, every tab explained: https://youtu.be/r2CFgVuzDxs

✨ NOW INCLUDES 4 FILES: Excel + Google Sheets, each in a SAMPLE version (filled in so you can see exactly how it works) and a BLANK version (cleared and ready for your own info).

★ WHAT'S INCLUDED ★
• Clickable Start Here cover page with quick-start steps and a color key
• Dashboard: pick any month to see income, spending, left over, savings rate, budget used, over-budget categories, net saved this year, net worth, total debt, debt-free date, bills due in the next 7 days and goals funded
• Budget health by group (Needs, Wants, Savings, Debt) with progress bars, your top 5 spending categories with flags, upcoming bills and savings goal progress
• 4 dashboard charts: income vs. expenses, spending by group, top categories vs. budget, net worth trend
• Setup: budget year, income sources, up to 25 expense categories with a group and monthly budget, accounts. Every drop-down reads from here
• Transactions log with room for 1,000 entries, drop-down categories and accounts, income / expense sorted automatically
• Monthly Budget: budget vs. actual for any month with Over / Close / On track flags, a 50/30/20 check and safe-to-spend per day
• Annual Overview: every category, every month, with over-budget months in red, savings rate, running total saved and 3 charts
• Bills tracker: monthly, quarterly and yearly bills with next due date, days left and Paid / Autopaid / Due soon / Overdue status
• Bill Calendar: a month calendar of what's due each day plus a sorted list of bills for that month
• Debt Payoff: up to 10 debts, snowball or avalanche, extra monthly payment, debt-free date, payoff month per debt, interest saved vs. minimums, plus a 30-year month-by-month Debt Schedule
• Savings Goals: up to 10 goals with targets, dates, a monthly deposit grid, progress bars and On track / Behind status
• Net Worth tracker: assets and liabilities month by month, change vs. last month and a trend chart
• Insights: average monthly income and spending, projected savings, best month, category trends vs. your 3-month average, spending by weekday and account, a what-if savings calculator and automatic tips
• 15 built-in charts, conditional formatting and progress bars throughout
• 4 files: Excel + Google Sheets editions, each with a sample version and a blank ready-to-use version

★ PERFECT FOR ★
✓ Anyone who budgets late at night or prefers dark screens
✓ Monthly budgeting, debt payoff and savings goals in one file

★ COMPATIBILITY ★
• Microsoft Excel (desktop, Mac, web)
• Google Sheets (upload to Google Drive and open with Google Sheets)
• Not designed for Apple Numbers

★ HOW IT WORKS ★
1. Download the file right after purchase.
2. On Setup, enter the year, your income sources and your expense categories with a monthly budget.
3. Log each paycheck and purchase on Transactions.
4. Check Annual Overview, Debt Payoff and Savings Goals as the numbers update.

Works in any currency ($, £, €, C$, A$ and more): just change the currency symbol.

★ PLEASE NOTE ★
• This is a digital download. Nothing will be shipped.
• This is the dark mode edition: the same tool as our standard version, styled with dark backgrounds, light text and dark charts.
• For planning and organization only. This is not financial advice.
• Because it's a digital file, returns aren't accepted, but if you have any trouble with the file, message me and I'll fix it or help you right away.

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Listed on Oct 23, 2026
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