Tax Season Bundle 2026, 1099 Kit, Tax Organizer, Year-End Tax Checklist, Small Business Tax Prep Spreadsheet | Excel & Google Sheets + PDF

Your 2026 tax season in three steps: send your 1099s, close the business year, then organize your Form 1040. Three MFA tools in one download, Excel + PDF.

WHAT YOU GET (instant digital download: one ZIP + a Start-here PDF)
Folder 1, The 1099 Kit
- MFA-1099-Kit-2026.pdf (8 pages): "Do I need to send a 1099?" four-question flowchart with examples, form and box cheat sheet (1099-NEC vs. 1099-MISC, every threshold), which payment methods count, W-9 checklist and request email, a 10-step filing process with IRIS e-filing, 2027 deadlines and penalties
- MFA-1099-Tracker-2026.xlsx: list vendors and paste payments; it totals only the payment methods that count and flags who needs a 1099-NEC or 1099-MISC and whose W-9 is missing

Folder 2, Small Business Year-End Tax Checklist
- MFA-Small-Business-Year-End-Tax-Checklist.pdf (19 pages, print or fill on screen): documents to gather, books and reconciliations, 1099s to send, payroll year-end, fixed assets and inventory, owner draws and reasonable compensation, estimated payments, one page each for sole proprietor / single-member LLC, partnership, S corporation and C corporation, and a 2027 deadline calendar (federal, NJ and NY)

Folder 3, 2026 Personal Tax Organizer
- MFA-2026-Personal-Tax-Organizer.xlsx (blank) and MFA-2026-Personal-Tax-Organizer-Example.xlsx (sample household): Household, Income, Deductions & credits, Self-employment summary, NJ pages, NY pages, a 41-document checklist, Questions for my preparer, a one-page Summary and a 2026 Figures tab with sources
- MFA-2026-Tax-Organizer-Printable.pdf (12 pages) for anyone who prefers paper
- MFA-2026-Tax-Organizer-Guide.pdf (short how-to)

Plus
- MFA-Tax-Season-Bundle-Start-Here.pdf (1 page): which file to use when (also inside the ZIP)

WHICH FILE WHEN
1. January: the 1099 Kit. Decide who gets a 1099-NEC or 1099-MISC for 2026 payments ($2,000 threshold), collect W-9s and send 1099-NECs by Feb. 1, 2027.
2. Then: the Year-End Tax Checklist. Close the 2026 books for your business, step by step, then the page for your entity type.
3. Before you file: the Personal Tax Organizer. Gather everything for your 2026 Form 1040 (due April 15, 2027) and hand your preparer a one-page summary. Business owners carry their totals into the Self-employment summary tab.

HOW IT WORKS
1. Download the files from your Etsy purchase page right after checkout and unzip: each product has its own numbered folder.
2. Open the Start-here PDF.
3. Open the .xlsx files in Excel, or upload them to Google Drive and open with Google Sheets. No macros, nothing to install. Yellow cells are yours; grey cells are formulas.
4. Print the PDFs on US Letter or fill them in on screen with any PDF reader.

WHO IT IS FOR
Small business owners, freelancers and side-gig earners who pay contractors and also file a personal return, especially in New Jersey and New York. These are organizing and checklist tools, not tax software: they do not prepare or file a return.

Last reviewed Oct. 23, 2026. Tax year 2026 (returns filed in 2027); dates are for calendar-year filers.

General information, not tax, legal or accounting advice. MFA is not affiliated with the IRS, the NJ Division of Taxation or the NY State Department of Taxation and Finance.

Want us to handle your 1099s, year-end close or return instead? Visit mfa-advisory.com or call (347) 205-4468.

This is a digital product: no physical item will be shipped. Because files are delivered instantly, all sales are final. If a file won't open, message us and we'll fix it.