• May include: A digital debt payoff planner for Google Sheets and Excel 2026. The interface displays a dashboard with financial metrics, a debt-free date of Aug 2030, a total debt of $52,710, and 7 tabs. Includes a mobile and desktop view.
  • May include: A digital debt tracker dashboard spreadsheet featuring the text 'SEE YOUR DEBT-FREE DATE'. The interface displays financial metrics including total debt of $52,710, a debt-free date of Aug 2030, interest costs, and a downward trend line graph.
  • May include: A digital debt payoff tracker spreadsheet featuring columns for debt name, type, balance, APR, minimum payment, payoff order, and payoff date. The table displays rows for various loans and credit cards with calculated totals.
  • May include: A digital debt payoff plan spreadsheet titled Month by Month to Zero. The interface features a table tracking monthly payments, interest, and balances for various accounts, with green cells indicating paid balances.
  • May include: A digital spreadsheet template titled Payments, Track What You Really Pay. It features columns for date, debt, amount paid, and notes, alongside a summary table showing debt, paid so far, balance now, and progress percentages.
  • May include: A digital financial planning spreadsheet titled Find Money For Your Debt. It features tables for monthly income and expenses, including categories like Rent, Groceries, and Utilities, with calculated fields for Left After Bills and Payoff Plan.
  • May include: A laptop and a smartphone displaying a debt tracker dashboard with charts, financial data, and text including 'Dashboard', 'Total Debt', 'Payoff Plan', and 'Payments'. The screen shows a downward trend line graph and a list of debts.
  • May include: A digital tablet displays a debt payment tracker spreadsheet with columns for date, item, amount, and progress. The screen shows the text TYPE IT. MATH IS DONE. Formulas built in and Alerts in color are visible above the tablet.
  • May include: A digital Debt Payoff Planner spreadsheet interface featuring a dark blue header with the text Debt Payoff Planner and HomeBizPaperwork. The layout includes tabs for Start, Dashboard, Debts, Payoff Plan, Payments, Extra $, and Setup.
  • May include: A digital spreadsheet system titled 7 TABS. ONE SYSTEM. featuring six labeled sections: Dashboard, Debts, Payoff Plan, Setup, Payments, and Find Extra Money. Each section includes a small icon and brief text description of its function.
  • May include: A digital debt payoff planner for Google Sheets and Excel 2026. The interface displays a dashboard with financial metrics, a debt-free date of Aug 2030, a total debt of $52,710, and 7 tabs. Includes a mobile and desktop view.
  • Product video
  • May include: A digital debt tracker dashboard spreadsheet featuring the text 'SEE YOUR DEBT-FREE DATE'. The interface displays financial metrics including total debt of $52,710, a debt-free date of Aug 2030, interest costs, and a downward trend line graph.
  • May include: A digital debt payoff tracker spreadsheet featuring columns for debt name, type, balance, APR, minimum payment, payoff order, and payoff date. The table displays rows for various loans and credit cards with calculated totals.
  • May include: A digital debt payoff plan spreadsheet titled Month by Month to Zero. The interface features a table tracking monthly payments, interest, and balances for various accounts, with green cells indicating paid balances.
  • May include: A digital spreadsheet template titled Payments, Track What You Really Pay. It features columns for date, debt, amount paid, and notes, alongside a summary table showing debt, paid so far, balance now, and progress percentages.
  • May include: A digital financial planning spreadsheet titled Find Money For Your Debt. It features tables for monthly income and expenses, including categories like Rent, Groceries, and Utilities, with calculated fields for Left After Bills and Payoff Plan.
  • May include: A laptop and a smartphone displaying a debt tracker dashboard with charts, financial data, and text including 'Dashboard', 'Total Debt', 'Payoff Plan', and 'Payments'. The screen shows a downward trend line graph and a list of debts.
  • May include: A digital tablet displays a debt payment tracker spreadsheet with columns for date, item, amount, and progress. The screen shows the text TYPE IT. MATH IS DONE. Formulas built in and Alerts in color are visible above the tablet.
  • May include: A digital Debt Payoff Planner spreadsheet interface featuring a dark blue header with the text Debt Payoff Planner and HomeBizPaperwork. The layout includes tabs for Start, Dashboard, Debts, Payoff Plan, Payments, Extra $, and Setup.
  • May include: A digital spreadsheet system titled 7 TABS. ONE SYSTEM. featuring six labeled sections: Dashboard, Debts, Payoff Plan, Setup, Payments, and Find Extra Money. Each section includes a small icon and brief text description of its function.
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Debt Snowball Spreadsheet Google Sheets Excel | Debt Payoff Tracker, Avalanche Method, Debt Free Date Calculator, Payoff Planner

Item highlights

  • Digital download
  • Digital file type(s): 4 Files

Seller's description

See exactly when you'll be debt-free.

This Debt Payoff Planner is a ready-to-use spreadsheet for Google Sheets and Excel. List your debts once, choose Snowball (smallest balance first) or Avalanche (highest rate first), add the extra you can pay, and get a month-by-month plan with your debt-free date, the interest you'll pay and which debt to clear next. Paid-off minimums roll into the next debt automatically. Type in the yellow cells; everything else is calculated for you.

▶ VIDEO TUTORIAL: see every tab in about a minute on YouTube: https://youtu.be/4KUX29dDzDw

━━━━━━━━━━━━━━━━━━
WHAT'S INSIDE (FULL VERSION, 7 TABS)
━━━━━━━━━━━━━━━━━━
• Start Here: quick setup guide
• Dashboard: total debt, debt-free date, interest, payoff order, charts
• Debts: up to 15 debts with payoff order, payoff date and interest for each
• Payoff Plan: month-by-month schedule for up to 20 years, every balance shown
• Payments: log real payments and see progress on each debt
• Find Extra Money: list your bills and find cash to put toward debt
• Setup: plan start, extra payment, method (Snowball, Avalanche or Custom), target date

A tab bar at the top of every page lets you jump between tabs in one click.

━━━━━━━━━━━━━━━━━━
YOU GET 4 FILES
━━━━━━━━━━━━━━━━━━
• Full version with sample data (see it working)
• Full version, blank
• Lite version (5 tabs: Start Here, Dashboard, Debts, Payoff Plan, Setup) with sample data
• Lite version, blank

━━━━━━━━━━━━━━━━━━
HOW IT WORKS
━━━━━━━━━━━━━━━━━━
1. Download the .xlsx files after purchase.
2. Google Sheets: upload to Google Drive, open, then File > Save as Google Sheets.
Excel: open the file and click Enable Editing.
3. Follow the Start Here tab (about 10 minutes), then add your own data.

Works in Google Sheets (free) and Microsoft Excel (desktop and Microsoft 365). Not for Apple Numbers.

━━━━━━━━━━━━━━━━━━
LIFETIME UPDATES + FREE SMALL CHANGES
━━━━━━━━━━━━━━━━━━
Every improvement I make is yours for free: just download the files again from your Etsy purchases.
Need one small change? An extra column, your currency, more rows, a renamed category. Message me after your purchase and I will make it for you, free.

━━━━━━━━━━━━━━━━━━
PLEASE NOTE
━━━━━━━━━━━━━━━━━━
• This is a digital download. No physical item will be shipped.
• Numbers are estimates to help you plan, not financial or tax advice.
• Due to the digital nature of the product, I do not accept returns, but message me and I will help with any issue.

Designed by Albina at HomeBizPaperwork. Built with the help of AI tools and my own scripts, then checked in Google Sheets before every release.

View more
Etsy's Purchase Protection

If something goes wrong with an order, we've got your back for all eligible purchases. View program terms

NowPrice:$5.99

Original Price: $11.99

50% off

•

Sale ends on November 23

You can only make an offer when buying a single item

Delivery

Instant download

Your files will be available to download once payment is confirmed. Here's how.

Instant download items don't accept returns, exchanges or cancellations. Please contact the seller about any problems with your order.

Seller's description

Specifications

May include: A digital debt payoff planner for Google Sheets and Excel 2026. The interface displays a dashboard with financial metrics, a debt-free date of Aug 2030, a total debt of $52,710, and 7 tabs. Includes a mobile and desktop view.

See exactly when you'll be debt-free.

This Debt Payoff Planner is a ready-to-use spreadsheet for Google Sheets and Excel. List your debts once, choose Snowball (smallest balance first) or Avalanche (highest rate first), add the extra you can pay, and get a month-by-month plan with your debt-free date, the interest you'll pay and which debt to clear next. Paid-off minimums roll into the next debt automatically. Type in the yellow cells; everything else is calculated for you.

▶ VIDEO TUTORIAL: see every tab in about a minute on YouTube: https://youtu.be/4KUX29dDzDw

━━━━━━━━━━━━━━━━━━
WHAT'S INSIDE (FULL VERSION, 7 TABS)
━━━━━━━━━━━━━━━━━━
• Start Here: quick setup guide
• Dashboard: total debt, debt-free date, interest, payoff order, charts
• Debts: up to 15 debts with payoff order, payoff date and interest for each
• Payoff Plan: month-by-month schedule for up to 20 years, every balance shown
• Payments: log real payments and see progress on each debt
• Find Extra Money: list your bills and find cash to put toward debt
• Setup: plan start, extra payment, method (Snowball, Avalanche or Custom), target date

A tab bar at the top of every page lets you jump between tabs in one click.

━━━━━━━━━━━━━━━━━━
YOU GET 4 FILES
━━━━━━━━━━━━━━━━━━
• Full version with sample data (see it working)
• Full version, blank
• Lite version (5 tabs: Start Here, Dashboard, Debts, Payoff Plan, Setup) with sample data
• Lite version, blank

━━━━━━━━━━━━━━━━━━
HOW IT WORKS
━━━━━━━━━━━━━━━━━━
1. Download the .xlsx files after purchase.
2. Google Sheets: upload to Google Drive, open, then File > Save as Google Sheets.
Excel: open the file and click Enable Editing.
3. Follow the Start Here tab (about 10 minutes), then add your own data.

Works in Google Sheets (free) and Microsoft Excel (desktop and Microsoft 365). Not for Apple Numbers.

━━━━━━━━━━━━━━━━━━
LIFETIME UPDATES + FREE SMALL CHANGES
━━━━━━━━━━━━━━━━━━
Every improvement I make is yours for free: just download the files again from your Etsy purchases.
Need one small change? An extra column, your currency, more rows, a renamed category. Message me after your purchase and I will make it for you, free.

━━━━━━━━━━━━━━━━━━
PLEASE NOTE
━━━━━━━━━━━━━━━━━━
• This is a digital download. No physical item will be shipped.
• Numbers are estimates to help you plan, not financial or tax advice.
• Due to the digital nature of the product, I do not accept returns, but message me and I will help with any issue.

Designed by Albina at HomeBizPaperwork. Built with the help of AI tools and my own scripts, then checked in Google Sheets before every release.

  • Designed by
    HomeBizPaperwork
  • Item type
    Digital download
  • Digital file type(s)
    4 Files
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Etsy Purchase Protection

If something goes wrong with an order, we've got your back on all eligible purchases. View program terms

Meet your seller

HomeBizPaperwork
Albina Sabirova
HomeBizPaperwork ·

Los Angeles, California

No reviews yet
·
0 sales
·
2 months on Etsy
Albina Sabirova
1 shop member

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