13-Week Cash Runway Planner: Google Sheets & Excel Cash Flow Forecast Template, Small Business Budget and Weekly Bank Balance Tracker

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13-Week Cash Runway Planner (Google Sheets & Excel)
Instant Digital Download | Price: $9.00 | Commercial & Personal Business Use
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Never get blindsided by a tight cash week again. The 13-Week Cash Runway Planner is the exact rolling 90-day cash-flow tool CFOs use—simplified into a clean, 6-tab Google Sheets and Microsoft Excel workbook that takes 10 minutes every Monday morning.

IMMEDIATE PREVIEW BULLETS (WHAT YOU CAN DO IN THE NEXT 10 MINUTES):
• Enter your current bank balance and minimum safety buffer in Tab 2 to set your automatic Low-Cash Alert threshold.
• Plug in your expected customer payouts and upcoming rent, payroll, inventory, or software bills across Weeks 1–13 to see your exact projected ending cash balance every Friday for the next 3 months.
• Toggle Tab 6 (Scenario Planner) to compare your Base Case against a -25% Slow Sales dip before signing a new lease or buying equipment.

CONCRETE BEFORE vs. AFTER OUTCOMES:
• BEFORE: Making spending decisions based on today's bank balance, forgetting annual or quarterly renewals until they hit your card, and stressing over whether you can afford new inventory next month.
• AFTER: Seeing every cash trough 6 to 12 weeks in advance so you can collect open invoices early, time large purchases safely, and keep your bank balance above your safety floor.

EXACT FILE & TAB BREAKDOWN (.XLSX — WORKS IN GOOGLE SHEETS & EXCEL):
• Tab 1 — README & 10-Minute Weekly Ritual: Step-by-step setup guide and color key (edit blue cells; gray formula cells calculate automatically).
• Tab 2 — Settings & Cash Buffer Thresholds: Starting cash balance, safety reserve floor, week-start date (auto-generates all 13 weekly column headers), and custom inflow/outflow categories.
• Tab 3 — 13-Week Rolling Cash Flow Forecast: Week-by-week cash inflows, fixed operating bills, variable supplier/contractor payouts, net weekly cash change, rolling ending cash balance, and automatic "OK / WATCH / LOW CASH" status row.
• Tab 4 — Recurring Bills & Subscriptions Checklist: Track monthly, quarterly, and annual charges with auto-pay flags so nothing sneaks up on you.
• Tab 5 — Accounts Receivable (AR) & Payable (AP) Tracker: Log open customer invoices and vendor bills by expected clearing week.
• Tab 6 — 3-Scenario Runway Comparison: Compare Base Case, Conservative (-25% inflows), and Growth Case side by side.

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HOW THIS INSTANT DIGITAL DOWNLOAD WORKS ON ETSY:
1. Purchase this listing and Etsy will immediately unlock your digital files on your Purchases & Reviews page (and via email link).
2. Download the included files directly to your computer or tablet.
3. Open .xlsx spreadsheets in Microsoft Excel or upload to Google Drive to use in Google Sheets. Open .docx/.pdf/.html/.svg/.png files in your preferred app.
4. Need help or have a question? Message MYSTIQUELAB anytime here on Etsy for fast support!