Money Planner App Bundle, Paycheck Budget App 2027 & Holiday Gift Budget Planner, Works Offline, No Subscription

Two money apps in one download, for less than buying them separately ($21.98 separately, $17.99 as a bundle). Both work offline on your phone or computer. Pay once, with no subscription and no account.

WHAT'S INCLUDED
1. Paycheck Budget App 2027
• Budget by paycheck instead of by month: see which bills each paycheck covers and exactly how much is safe to spend until payday
• Guided 4-step setup for weekly, every 2 weeks, twice a month or monthly pay
• Bills with due days and autopay tags, spending log, savings goals and sinking funds
• Bank CSV import with keyword rules
• Debt payoff (snowball vs. avalanche, clearly labeled estimates) and monthly reports

2. Holiday Gift & Budget Planner App
• One holiday budget with a spending cap per person
• Gift ideas, bought, wrapped and given status for every gift
• Other holiday costs (food, travel, decorations) and a holiday checklist
• Secret Santa name draw with exclusions

Both apps include 4 color themes, dark mode, backup & restore, CSV export and print, plus a quick-start guide PDF.

HOW IT WORKS
1. Download and unzip the file
2. Open each app's HTML file in your browser (Chrome, Safari, Edge, Firefox) on iPhone, Android, Mac, Windows or Chromebook. No internet or sign-up needed.
3. Explore the sample data, then start your own. It saves automatically.

GOOD TO KNOW
• Instant digital download. Nothing is shipped.
• Your data stays private on your own device. Clearing your browser data erases it, so use the built-in "Download backup" button now and then.
• Data doesn't sync between devices automatically; use backup & restore to move it.
• The budget app doesn't connect to your bank. You download a CSV from your bank and import it.
• Photos show sample data; your apps start empty.
• Planning tools, not financial advice.
• Personal-use licence: please don't resell or share the files.
• Designed and built by us with the help of AI coding tools.
• Questions? Message me. I reply within 24 hours.