Report this item to Etsy

Debt Snowball Spreadsheet Google Sheets & Excel, Debt Avalanche Tracker, Debt Payoff Planner, Printable Debt Free Thermometer

NowPrice:$3.00

Original Price: $4.00

25% off

•

Sale ends on November 30

Includes Etsy Purchase Protection

You can only make an offer when buying a single item

Highlights

  • Designed by MarketPulseStudio
  • Digital download
  • Digital file type(s): 2 PDF, 1 TXT, 1 ZIP

DEBT SNOWBALL & AVALANCHE PAYOFF TRACKER | Google Sheets + Excel + Printables

Find out when you could be debt-free and how much interest you can avoid. List your debts, add the extra amount you can pay each month, and choose Snowball (smallest amount first) or Avalanche (highest APR first). The spreadsheet builds your month-by-month payoff plan.

WHAT'S INCLUDED
• Debt-Snowball-Avalanche-Payoff-Tracker.xlsx (in the zip) with tabs: Start Here, Debts, Dashboard, Payoff Schedule, Progress
• Debt-Free-Thermometer-A4.pdf and Debt-Free-Thermometer-US-Letter.pdf, 3 pages each: a big thermometer, a 100-square payoff chart and 6 mini thermometers
• START-HERE guide

FEATURES
• Up to 15 debts with amount owed, APR, minimum payment and notes
• Snowball or Avalanche with one dropdown
• Dashboard: debt-free date, months to go, total interest, and interest and time saved vs paying only the minimums
• Side-by-side comparison: Snowball vs Avalanche vs minimums only
• Payoff order with a date for each debt, plus 3 charts
• Payoff Schedule: every month for up to 30 years, with each debt shown separately
• Progress tab: log your real total each month and compare it with the plan
• Helpful warnings, such as when a minimum payment does not cover the interest

HOW IT WORKS
1. Buy and download: your files are ready instantly under Purchases and Reviews on Etsy.
2. Unzip the download (double-click on a computer).
3. Google Sheets: go to Google Drive > New > File upload, open the file, then choose File > Save as Google Sheets.
Excel: just open the .xlsx file.
4. Start on the "Start Here" tab. Sample rows show how everything works; delete them when you are ready.
5. Print a thermometer at 100% / actual size and color in a section for every 5% you pay off.

COMPATIBILITY
• Google Sheets (free Google account)
• Microsoft Excel 2010 or newer, Excel for Mac, Excel online
• Works best on a computer; the Google Sheets app is fine for quick entries
• No macros, no add-ons, no subscription
• Any currency

NOTE
Interest is estimated monthly, so your lender's figures may differ slightly. This is a planning tool, not financial advice.

PLEASE NOTE
• This is an instant digital download. Nothing will be shipped.
• Colors may look slightly different depending on your screen.
• For personal use. Please do not resell or share the files.
• Built with AI-assisted tools and checked by hand by Market Pulse Studio.

Questions? Message us on Etsy and we will be happy to help.
Market Pulse Studio

Instant Download

Your files will be available to download once payment is confirmed.  Here's how.

Instant download items don’t accept returns, exchanges or cancellations. Please contact the seller about any problems with your order.

Etsy Purchase Protection
Shop confidently on Etsy knowing if something goes wrong with an order, we've got your back for all eligible purchases — see program terms

You may also like

Shoppers with similar taste loved these

Show more
Show more

Explore related searches

Snowball Method Worksheets

Debt Payoff Motivation

Debt Poster

Debtris

Debt Tracker 27000

Listed on Oct 27, 2026
Homepage Paper & Party Supplies Paper Stationery Design & Templates Templates Personal Finance Templates