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Simple Monthly Budget Spreadsheet Google Sheets Excel | Easy Budget Template for Beginners 2026

Item highlights

  • Digital download
  • Digital file type(s): 1 TXT, 1 ZIP

Seller's description

Simple monthly budget spreadsheet for Google Sheets and Excel: an easy one-page budget template for beginners, with a mini dashboard.

Your first budget, without the overwhelm. One page: type what you plan to earn and spend, then what really happened. The sheet does the math and shows what is left over.

WHAT'S INCLUDED
• Simple-Monthly-Budget-2026.xlsx with 2 tabs: Monthly Budget and Start Here
• START-HERE guide
• Sample numbers so you can see how it works; just type over them

FEATURES
• One-page Monthly Budget: pick the month and your currency symbol
• Up to 4 income lines and 15 expense lines, planned vs actual
• What is left in every line, with a red "Over" when you spend more than planned
• Mini dashboard: income, expenses, left over and how much of your income you saved
• Planned vs actual chart for every expense
• Rename any line to fit your life
• New month? Duplicate the tab and keep going

HOW IT WORKS
1. Buy and download: your files are ready instantly under Purchases and Reviews on Etsy.
2. Unzip the download (double-click on a computer).
3. Google Sheets: go to Google Drive > New > File upload, open the file, then choose File > Save as Google Sheets.
Excel: just open the .xlsx file.
4. Type your plan and your actual amounts in the yellow cells. Everything else is automatic.

COMPATIBILITY
• Google Sheets (free Google account)
• Microsoft Excel 2010 or newer, Excel for Mac, Excel online
• Works best on a computer; the Google Sheets app is fine for quick entries
• No macros, no add-ons, no subscription
• Any currency

READY FOR MORE?
Want more? Our Budget Tracker 2026 (transactions log, dashboard, 50/30/20, sinking funds, savings goals and debt payoff) is in our Etsy shop, MarketPulseStudio.

PLEASE NOTE
• This is an instant digital download. Nothing will be shipped.
• Colors may look slightly different depending on your screen.
• For personal use. Please do not resell or share the files.
• This is a budgeting tool, not financial advice.
• Built with AI-assisted tools and checked by hand by Market Pulse Studio.

Questions? Message us on Etsy and we will be happy to help.
Market Pulse Studio

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NowPrice:$1.87

Original Price: $2.50

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25% off

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Sale ends on November 30

You can only make an offer when buying a single item

Delivery

Instant download

Your files will be available to download once payment is confirmed. Here's how.

Instant download items don't accept returns, exchanges or cancellations. Please contact the seller about any problems with your order.

Seller's description

Specifications

May include: A digital monthly budget spreadsheet template for Google Sheets and Excel titled Your Whole Month on One Page. The layout includes sections for income, expenses, a mini dashboard, and a planned versus actual bar chart.

Simple monthly budget spreadsheet for Google Sheets and Excel: an easy one-page budget template for beginners, with a mini dashboard.

Your first budget, without the overwhelm. One page: type what you plan to earn and spend, then what really happened. The sheet does the math and shows what is left over.

WHAT'S INCLUDED
• Simple-Monthly-Budget-2026.xlsx with 2 tabs: Monthly Budget and Start Here
• START-HERE guide
• Sample numbers so you can see how it works; just type over them

FEATURES
• One-page Monthly Budget: pick the month and your currency symbol
• Up to 4 income lines and 15 expense lines, planned vs actual
• What is left in every line, with a red "Over" when you spend more than planned
• Mini dashboard: income, expenses, left over and how much of your income you saved
• Planned vs actual chart for every expense
• Rename any line to fit your life
• New month? Duplicate the tab and keep going

HOW IT WORKS
1. Buy and download: your files are ready instantly under Purchases and Reviews on Etsy.
2. Unzip the download (double-click on a computer).
3. Google Sheets: go to Google Drive > New > File upload, open the file, then choose File > Save as Google Sheets.
Excel: just open the .xlsx file.
4. Type your plan and your actual amounts in the yellow cells. Everything else is automatic.

COMPATIBILITY
• Google Sheets (free Google account)
• Microsoft Excel 2010 or newer, Excel for Mac, Excel online
• Works best on a computer; the Google Sheets app is fine for quick entries
• No macros, no add-ons, no subscription
• Any currency

READY FOR MORE?
Want more? Our Budget Tracker 2026 (transactions log, dashboard, 50/30/20, sinking funds, savings goals and debt payoff) is in our Etsy shop, MarketPulseStudio.

PLEASE NOTE
• This is an instant digital download. Nothing will be shipped.
• Colors may look slightly different depending on your screen.
• For personal use. Please do not resell or share the files.
• This is a budgeting tool, not financial advice.
• Built with AI-assisted tools and checked by hand by Market Pulse Studio.

Questions? Message us on Etsy and we will be happy to help.
Market Pulse Studio

  • Designed by
  • Item type
    Digital download
  • Digital file type(s)
    1 TXT, 1 ZIP
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Listed on Oct 31, 2026