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ADHD Money System: Paycheck Budget + Debt Payoff Planner + Bill Tracker, Google Sheets Template Bundle, Dark Mode Budget Spreadsheet

NowPrice:$24.95

Original Price: $49.90

50% off

•

Sale ends on December 1

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Highlights

Three simple sheets. Three questions answered.

• Paycheck Budget: "What can I spend this paycheck?"
• Bill Tracker: "Did I pay everything? What's coming?"
• Debt Payoff Planner: "When am I out of debt?"

The ADHD Money System is a bundle of three dark-mode Google Sheets templates made to work the way ADHD brains do: one question per sheet, big color-coded numbers, and almost no upkeep. Get all three for $24.95 instead of $31.97 separately.

★ THIS IS A DIGITAL DOWNLOAD ★
No physical item will be shipped. After purchase you'll download one PDF guide with links to make your own copies of all three templates in Google Sheets. You need a free Google account to use them.

Please note: these are spreadsheets. They cannot send phone notifications or reminders. Set one repeating phone or calendar reminder on payday to open them.

WHAT'S INCLUDED
• Start Here guide PDF with all 6 copy links, a "which sheet when" page, setup order, your money week, and FAQ
• Paycheck Budget: EXAMPLE + BLANK (7 tabs)
• Bill Tracker: EXAMPLE + BLANK (5 tabs)
• Debt Payoff Planner: EXAMPLE + BLANK (6 tabs)
EXAMPLE versions are filled in with sample numbers so you can see how they work. BLANK versions are ready for yours.

WHICH SHEET WHEN
PAYDAY: Paycheck Budget
What's left to spend, about how much a day, which bills come out of this paycheck, and the next 3 paychecks.

MONDAY (OR PAYDAY): Bill Tracker
Overdue and due-soon bills at the top, the whole month on a calendar, tick each bill when it's paid.

ONCE A MONTH: Debt Payoff Planner
What to pay on each debt, which one gets the extra, and your debt-free date.

1. PAYCHECK BUDGET
• Big color-coded "Left to Spend" (green / amber / red), per-day amount and days to payday
• Splits your bills across paychecks automatically
• Weekly, biweekly, twice-monthly or monthly pay
• Next 3 paychecks with shortfall warnings
• Quick spending log, up to 40 bills, 10 debts and 10 savings goals

2. BILL TRACKER
• Monthly bill calendar, color coded by status
• Overdue, due-soon and autopay alerts ("money there?")
• 12-month Paid checkbox grid. Your history stays, nothing to reset
• Monthly, every 2 months, quarterly, twice a year, yearly or one-time bills
• Year View with heavy-month warnings and how much to set aside each month
• Up to 50 bills

3. DEBT PAYOFF PLANNER
• Your debt-free date and interest saved vs minimum payments
• Snowball vs Avalanche vs your own order, side by side, with a chart
• "This month, pay:" list with the extra payment highlighted
• Payoff calendar with Paid checkboxes and milestones
• One-time extra payments (tax refund, bonus)
• Up to 10 debts

BUILT FOR ADHD BRAINS
• Dark mode, easy on the eyes
• Lexend font, designed for easier reading
• Blue cells = type here. Everything else fills in by itself.
• Works on your phone in the free Google Sheets app
• Each sheet works on its own. Start with the one that answers your most stressful question.

HOW IT WORKS
1. Download the PDF guide after purchase
2. Click each link and choose "Make a copy" (sign in to Google first)
3. Set up in this order (about 30 minutes): Paycheck Budget, Bill Tracker, Debt Payoff Planner
4. Set one repeating payday reminder: "Open my money sheets." That's the upkeep.

GOOD TO KNOW
• Google Sheets templates. Require a free Google account. No software to buy.
• The three sheets are separate files and don't link to each other, so each stays simple and fast. You type your bills into both the Budget and the Bill Tracker.
• They cannot send phone notifications, emails or texts, and they don't connect to your bank.
• Debt interest is estimated monthly, so real statements can differ a little.
• These are planning tools, not financial advice.
• Colors may look slightly different on different screens.
• Because this is a digital product, returns and exchanges aren't accepted. If anything isn't working, message me and I'll help.

PERSONAL USE ONLY. Please don't share, resell or redistribute the files or links.

Disclosure: These templates were designed with the help of AI design tools, then built and tested by me.

Thank you for supporting a small shop!

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Listed on Oct 31, 2026
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