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Monthly Budget Bundle Google Sheets: Budget Planner + Debt Payoff Planner + Bill Tracker, Spreadsheet Template Set, Dark Mode Finance

NowPrice:$24.95

Original Price: $49.90

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Sale ends on December 1

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Highlights

  • Digital download
  • Digital file type(s): 1 PDF

Three simple Google Sheets templates that cover the whole month: what is left to spend, which bills are paid, and when you will be out of debt.

• Monthly Budget: plan the month, log what you spend, and see what is left, per day, for the rest of the month.
• Debt Payoff Planner: a snowball or avalanche plan with a debt-free date, a payoff calendar and the interest you save.
• Bill Tracker: a bill calendar, what is due in the next 7 days, and a 12-month paid grid.

The Debt Payoff Planner and Bill Tracker are the same sheets sold in my ADHD-friendly line, built to be calm and easy to keep up with. Everything is in dark mode and uses the easy-to-read Lexend font.

SEE HOW MUCH SOONER A PAYOFF PLAN GETS YOU THERE
Your Monthly Budget shows your debt-free date if you keep paying the minimums with no rollover. The Debt Payoff Planner rolls each paid-off payment into the next debt. In the Examples, the same $26,430 of debt and the same $704 a month:
• Monthly Budget, minimums only: debt-free Nov 2035
• Debt Payoff Planner, snowball plan: debt-free May 2030

Prefer to buy just one? The Monthly Budget (Dark or Light), the Debt Payoff Planner and the Bill Tracker are each in the shop on their own.

★ THIS IS A DIGITAL DOWNLOAD ★
No physical item will be shipped. After purchase you'll download one PDF guide with links to make your own copy of each template in Google Sheets. You need a free Google account to use them.

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WHAT'S INCLUDED
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• Start Here guide PDF with all 6 copy links, which sheet when, setup order, tips and FAQ
• Each sheet comes as an EXAMPLE (filled in) and a BLANK (ready for your numbers)

MONTHLY BUDGET – 8 tabs
• Left to spend this month, per day and days left. Example: $770 left of a $1,400 plan, about $37 a day for 21 days.
• Month picker: any month, any year
• Income for up to 2 earners (monthly, twice a month, every 2 weeks or weekly) plus 100 extra income rows
• 30 fixed costs, 20 spending categories, a 600-row spending log with a category dropdown
• Year view with every month side by side, overspends in red
• 8 debts and 8 savings goals

DEBT PAYOFF PLANNER – 6 tabs
• Debt-free date and months to go
• Snowball vs avalanche side by side
• Payoff calendar with Paid checkboxes
• Interest saved vs paying minimums only, progress and milestones

BILL TRACKER – 5 tabs
• This month: overdue, due in the next 7 days and a bill calendar
• Monthly, quarterly, yearly and other bill frequencies
• 12-month paid grid
• Year view that shows your heavy months

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HOW IT WORKS
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1. Download the PDF guide after purchase
2. Click each link and choose "Make a copy" (sign in to Google first)
3. Set up the Monthly Budget first, then the Bill Tracker, then the Debt Payoff Planner (about 30 minutes in total)
4. Each week: log spending in the budget. On payday or Mondays: check bills. Once a month: update the debt plan.

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GOOD TO KNOW
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• Google Sheets templates. Requires a free Google account.
• The three sheets are separate files and do not link to each other.
• Built for Google Sheets, not Excel. You can download them as .xlsx, but some features may look or work differently.
• The sheets cannot send phone notifications. Set one repeating reminder.
• These are budgeting tools, not financial advice.
• Colors may look slightly different on different screens.
• Because this is a digital product, returns and exchanges aren't accepted. If anything isn't working, message me and I'll help.

PERSONAL USE ONLY. Please don't share, resell or redistribute the files or links.

Designed by Travis McGravis of PracticalHowTo with help from digital tools.

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Listed on Oct 31, 2026