Savings Challenge Bundle Google Sheets + Printable Charts, 52 Week Challenge, No Spend Tracker, New Year Savings Kit, Dark and Light

The digital tracker and the paper charts together: tick it in the sheet, color it in on paper.

The Savings Challenge Bundle includes:
• Savings Challenge Tracker, a Google Sheets template in BOTH dark mode and light mode (Example + Blank versions of each)
• Savings Challenge Printable Pack, 14 pages in US Letter and A4

Bought separately these cost $15.98 ($8.99 tracker + $6.99 printables). The bundle is $14.95, and you get both tracker looks.

New year, fresh start: set January 1 as your start date for a new-year savings challenge. Everything is undated, so it works just as well starting any month of any year.

Example: in the filled-in Example version it is Tuesday, November 10, with challenges started Monday, January 5. Total saved is $4,327 of $9,633 across 5 challenges (45%).
• 52 Weeks: $942 of $1,378 (68%), week 45 is $45. It shows "$48 behind · 2 weeks to catch up · Catch up: week 17 ($17) and week 31 ($31)".
• 26 Paychecks: $1,380 of $1,755 (79%). Paycheck 23 on Fri Nov 6 saved $115, next is Fri Nov 20 for $120.
• Goal ladders: $2,005 of $6,500. Starter $500 of $500 done, Summer trip $605 of $1,000 (about $14 a week to finish by Jun 1, 2027), Next car $900 of $5,000.
• No-spend days: 6 of 8 this month, streak 2, best 5, 88 days so far ≈ $2,640 kept.

Just want one part? The Savings Challenge Tracker (dark), the Savings Challenge Tracker Light and the Savings Challenge Printable Pack are each in the shop on their own.

★ THIS IS A DIGITAL DOWNLOAD ★
No physical item will be shipped. After purchase you'll download a Start Here PDF with links to make your own copies of the tracker in Google Sheets (you need a free Google account), plus the two printable PDFs to print at home in US Letter or A4.

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WHAT'S INCLUDED
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• Start Here guide PDF with all 4 tracker copy links (dark Example, dark Blank, light Example, light Blank), quick start, tips and FAQ
• Savings-Challenge-Pack_US-Letter.pdf (14 pages)
• Savings-Challenge-Pack_A4.pdf (14 pages)

THE TRACKER: 6 connected tabs
1. Start Here – start date, first payday, pick your challenges
2. Dashboard – total saved plus every challenge at a glance
3. 52 Weeks – Classic, Reverse or Pick any, any step
4. 26 Paychecks – a little more every payday
5. Goal Ladders – $500, $1,000 and $5,000 goals as squares to tick
6. No-Spend Days – a box for every day, streaks and money kept

THE PRINTABLES: 14 pages
1. Cover + how to use
2. 52-Week Challenge
3. 52-Week Reverse
4. 52-Week Pick-Any
5. 26-Paycheck Challenge
6. $500 Savings Chart
7. $1,000 Savings Chart
8. $5,000 Savings Chart
9. Make-Your-Own Chart
10. No-Spend Month
11. No-Spend Year
12. Savings Goal Planner
13. Deposit Log
14. Monthly Check-in

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FEATURES
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• 5 challenges in one tracker, with one total on the Dashboard
• Real checkboxes, real dates from your start date
• Behind on the 52 weeks? It lists exactly which weeks to catch up
• Goal ladders tell you about how much a week finishes on time
• No-spend streaks and an estimate of the money you kept
• Matching paper charts to color in on the fridge
• Lexend font in the tracker; calm sage and sand printables
• Works on your phone in the free Google Sheets app

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HOW IT WORKS
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1. Download the Start Here PDF and the printables after purchase
2. Click a tracker link and choose "Make a copy" (sign in to Google first)
3. Set your start date, pick your challenges, mode and step (about 10 minutes)
4. Print the charts you want
5. Each time you save: tick the box in the sheet, color the square on paper

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GOOD TO KNOW
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• Google Sheets template. Requires a free Google account.
• Built for Google Sheets, not Excel. You can download it as .xlsx, but some features may look or work differently.
• This is a savings tool, not financial advice. It does not connect to your bank; you tick the boxes yourself.
• Colors may look slightly different on different screens.
• Because this is a digital product, returns and exchanges aren't accepted. If anything isn't working, message me and I'll help.
• Printables: print at "Actual size" on plain paper or cardstock.

PERSONAL USE ONLY. Please don't share, resell or redistribute the files or links.

Designed by Travis McGravis of PracticalHowTo with help from digital tools.

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