Self-Employed Money Bundle Google Sheets, Freelancer Bookkeeping + Irregular Income Budget, Tax Set Aside, Pay Yourself, Dark Mode

Know what your business made and what to set aside for tax, then pay yourself a steady paycheck.

The Self-Employed Money Bundle is two Google Sheets templates that work together:
• Freelancer Bookkeeping (in dark and light): log jobs, invoices, costs and work drives. See your profit, your tax set-aside, invoices waiting and your next quarterly tax payment.
• Gig & Irregular Income Budget: turn uneven pay into one steady paycheck, with bills covered, a buffer and a cautious forecast.

How they fit: each month, Profit & Loss in your bookkeeping shows what is Yours to keep after the tax set-aside. Log that amount in the Gig budget's Income Log as Other (no tax). Tax was already set aside in your books, so it is not taken out twice. The budget then pays you the same amount every month.

Bought separately, these cost $30.98 at their current sale prices ($17.99 + $12.99), or $61.96 at list price. The bundle is $24.95, saving $6.03 against the sale prices.

Example: the filled-in Freelancer Bookkeeping Example is a sample design business, pinned to October 15, 2026.
• Income so far: $51,700. Costs: $9,003 (fees $1,473 + expenses $6,722 + mileage $808 for 1,115 miles at $0.725).
• Profit: $42,697 (83% of income). About $32,023 is yours after a 25% tax set-aside.
• Tax set aside so far: $10,674. Sent for Q1 to Q3: $8,428. Next payment: Q4, due Fri Jan 15, 2027, in 92 days, about $2,246.
• 3 invoices waiting, $2,300: Hollis & Park Law $650 (12 days late), Northside Yoga Studio $450 (due Oct 24), Pinecrest Realty $1,200 (due Oct 30).
• October vs September: income $2,950 vs $7,150, profit $2,521 vs $6,465. Move to your pay-yourself account this month: $1,891.
• Top cost: Equipment & tools, $1,779. Top client: Marketplace clients, $12,850. 2 receipts still missing.

Only need one? Freelancer Bookkeeping and Freelancer Bookkeeping Light are each in the shop on their own.

★ THIS IS A DIGITAL DOWNLOAD ★
No physical item will be shipped. After purchase you'll download a PDF guide with links to make your own copies of both templates in Google Sheets. You need a free Google account to use them.

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WHAT'S INCLUDED
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• Start Here guide PDF with all 6 copy links, quick start steps, tips and FAQ
• Freelancer Bookkeeping, dark mode: EXAMPLE + BLANK
• Freelancer Bookkeeping, light mode: EXAMPLE + BLANK
• Gig & Irregular Income Budget: EXAMPLE + BLANK

Freelancer Bookkeeping, 8 connected tabs: Start Here, Dashboard, Income & Invoices, Expenses, Mileage, Clients, Profit & Loss, Taxes.
Gig & Irregular Income Budget: a Dashboard with left to spend, your steady paycheck, bills covered and buffer, plus an Income Log, Months & Forecast, bills, spending, taxes & miles, debt and savings goals.

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FREELANCER BOOKKEEPING FEATURES
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INCOME & INVOICES
• Log every job with client, amount, fees taken out and due date
• Tick Paid when the money lands; unpaid invoices show days until due or days late
• Clients come from a dropdown, so names stay tidy

EXPENSES + MILEAGE
• 20 common business categories, plus a part-business % for shared costs like your phone
• Tick Receipt once it is saved; the Dashboard counts the ones still missing
• Work drives with a round-trip option, counted at the mileage rate you set

PROFIT, TAX + PAYING YOURSELF
• Profit & Loss by month and category, with % of income
• Your tax set-aside % of profit, so you know what to move to a tax account
• Quarterly estimates with due dates; tick each one when it is sent
• Yours to keep each month, and how much to move to your pay-yourself account

DASHBOARD
• Profit so far, income, costs, tax set aside and sent, work miles
• This month vs last month, invoices waiting, top costs and top clients

MADE TO BE EASY TO KEEP UP
• Real checkboxes for Paid, Receipt, tax payments and setup steps
• Lexend font, designed for easier reading
• Blue cells = type here. Everything else fills in by itself.
• Pick your tax year; works for any year
• Works on your phone in the free Google Sheets app

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HOW IT WORKS
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1. Download the PDF guide after purchase
2. Click the links and choose "Make a copy" for each sheet (sign in to Google first)
3. Set up Start Here in both sheets (about 20 minutes)
4. Each week: log jobs, costs and drives in your bookkeeping
5. Each month: move Yours to keep into the Gig budget as Other (no tax)

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GOOD TO KNOW
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• Google Sheets templates. Require a free Google account.
• Built for Google Sheets, not Excel. You can download them as .xlsx, but some features may look or work differently.
• A gentle note: these are bookkeeping and planning tools, not tax advice. Numbers are estimates, not an official form. A tax pro can tell you your exact number.
• They do not connect to your bank; you type in your own numbers.
• Colors may look slightly different on different screens.
• Because this is a digital product, returns and exchanges aren't accepted. If anything isn't working, message me and I'll help.

PERSONAL USE ONLY. Please don't share, resell or redistribute the files or links.

Designed by Travis McGravis of PracticalHowTo with help from digital tools.

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