Complete Money Library Google Sheets, Budget Bundle, Bill Tracker, Debt Payoff, Savings Challenge, Net Worth Tracker, Personal Finance

Every money template in the shop, in one place: budget, bills, debt, savings and net worth, plus templates for life's big moments.

The Complete Money Library is 11 Google Sheets templates and 2 bonuses. After purchase you get a Start Here guide PDF with copy links to all of them, so you make your own private copy of each one, whenever you need it. 7 of them come in both dark and light mode.

Bought separately, the 11 core templates cost $132.89 at their current sale prices. The library is $39.95, saving $92.94, and the 2 bonuses come free.

A GOOD ORDER TO SET THEM UP
1. Budget – pick the one budget that fits your life (the guide helps you choose)
2. Bills – put every bill on one calendar so nothing slips
3. Debt – get your debt-free date and what to pay this month
4. Savings – tick off savings challenges as you save
5. Net worth – see what you own, what you owe, and how it grows
You don't need all of them at once. Start with a budget and add one a month.

★ THIS IS A DIGITAL DOWNLOAD ★
No physical item will be shipped. After purchase you'll download a PDF guide with copy links to all the templates in Google Sheets, plus the Habit Tracker Pack as PDF files. You need a free Google account to use the templates.

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WHAT'S INCLUDED
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• Start Here guide PDF with every copy link, a suggested order, "which budget is for me?", quick start, tips and FAQ
Every template comes as an EXAMPLE (filled in with sample numbers) + a BLANK.

1 · BUDGET (pick one)
• ADHD Paycheck Budget (dark + light) – what you can spend until payday, per day
• Monthly Budget (dark + light) – plan the month, log what you spend, see what is left
• Gig & Irregular Income Budget (dark) – uneven pay in, one steady paycheck out
• Couples Paycheck Budget (dark) – two paychecks, one joint account, a fair split
• Student & First Apartment Budget (dark + light) – rent, roommates, school costs and student loans
2 · BILLS
• ADHD Bill Tracker (dark) – every bill on one calendar; tick it when it is paid
3 · DEBT
• ADHD Debt Payoff Planner (dark) – your debt-free date and what to pay this month
4 · SAVINGS
• Savings Challenge Tracker (dark + light) – 5 savings challenges you tick off as you save
5 · NET WORTH
• Net Worth Tracker (dark + light) – what you own, what you owe, and how it grows
FOR LIFE'S BIG MOMENTS
• Freelancer Bookkeeping (dark + light) – income, invoices, costs, mileage, profit and tax set-aside
• Wedding Budget (dark + light) – every dollar, deposit and RSVP for the big day
BONUSES
• Christmas Budget Planner (dark) – every gift and holiday extra on one seasonal budget
• Habit Tracker Pack – PDF pages in US Letter and A4, in your download

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MADE TO BE EASY TO KEEP UP
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• Each template has a Start Here tab with quick setup steps
• A Dashboard in every template shows the numbers that matter at a glance
• Type in the input cells; totals, bars and checklists fill in by themselves
• Real checkboxes for paid bills, savings steps and setup
• Lexend font, designed for easier reading
• Works on your phone in the free Google Sheets app

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HOW IT WORKS
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1. Download the Start Here guide PDF after purchase
2. Sign in to Google, click a template's Example or Blank button and choose "Make a copy"
3. Follow Start Here in your copy (about 10 to 20 minutes each)
4. Add the next template when you are ready; your links keep working

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GOOD TO KNOW
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• Google Sheets templates. Require a free Google account.
• Built for Google Sheets, not Excel. You can download them as .xlsx, but some features may look or work differently.
• A gentle note: these are planning tools, not financial or tax advice.
• They do not connect to your bank; you type in your own numbers.
• Colors may look slightly different on different screens.
• Because this is a digital product, returns and exchanges aren't accepted. If anything isn't working, message me and I'll help.

PERSONAL USE ONLY. Please don't share, resell or redistribute the files or links.

Designed by Travis McGravis of PracticalHowTo with help from digital tools.

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