Quarterly Estimated Tax Tracker Spreadsheet, Self Employed Tax Calculator, 1099 Freelancer Set Aside, Excel & Google Sheets

QUARTERLY ESTIMATED TAX & SET-ASIDE TRACKER for US freelancers, 1099 earners and side hustlers. Excel + Google Sheets. Instant download.

Stop guessing what you owe. Log your income, and this workbook tells you exactly what to pay each quarter, when it is due, and what percent of every client payment to move into a tax savings account the day it lands.

WHY THIS ONE IS DIFFERENT
Most quarterly tax sheets use a flat guess. This tracker re-annualizes your real profit every quarter, estimates self-employment tax and federal income tax, adds a simple state estimate, subtracts what you already paid, and shows the catch-up payment. It also shows the safe-harbor payment side by side with your this-year estimate, so you can choose the lower-risk, lower-cash option on purpose.

WHAT YOU GET (2 files)
1. Excel workbook (.xlsx) with 7 tabs
- Dashboard: set-aside %, total to send, due date, days left, status flag (On track / Upcoming / Due soon / Past due), chart
- Settings: tax year, filing status, deductions, optional simplified QBI toggle, state rate, safe-harbor inputs, editable 2026 bracket tables (Single and Married Filing Jointly)
- Income log and Expenses log: 300 rows each, category dropdowns, IRS payment quarter fills in automatically
- Quarterly Calc: every formula visible, step by step
- Payments: log federal and state payments, see what is still owed
- Start Here: a 5-minute setup
2. PDF setup guide (7 pages): settings line by line, how the math works, safe harbor in plain English, quarter calendar, FAQ, one-page cheat sheet

WHO IT IS FOR
US freelancers, consultants, creators, Etsy and Shopify sellers, gig workers and anyone with side income who owes estimated taxes. Single filers and married couples filing jointly. Have a day job too? Enter your W-2 withholding and the tracker credits it.

5-MINUTE QUICK WIN
Pick your tax year and filing status, replace the blue sample rows with your real income, open the Dashboard. Your set-aside percentage and next payment appear instantly.

COMMON QUESTIONS
Do I need to know formulas? No. You only type into yellow cells.
Does it work in Google Sheets? Yes. File > Import > Upload > Replace spreadsheet. No macros.
Is it accurate enough to file with? No. It is an estimating tool for what to send during the year. It models federal self-employment and income tax in a simplified way (standard deduction, no credits) and pre-fills 2026 figures from published IRS inflation adjustments. Confirm figures for your year and ask a CPA or enrolled agent about your return. Not tax advice.
Next year? Duplicate the file, clear the logs, update the yellow cells.

HOW TO DOWNLOAD
After purchase, go to Etsy > You > Purchases and reviews, then Download files. Files are digital: nothing ships. Because of the nature of digital goods, refunds are not available, but message me if something does not work and I will help.