Bill Tracker Spreadsheet, Monthly Bill Organizer, Bill Payment Checklist, Calendar Reminders, Google Sheets & Excel, 10 Languages

Never miss a bill again. Type each monthly bill once with its amount and due day. The dashboard shows a calendar of the month with every bill on its day, what is paid and what is still to pay, and the next bill. One click on 📅 adds a monthly reminder to Google Calendar, so your phone tells you before every payment.

WHAT YOU SEE ON THE DASHBOARD
• This month or any month you pick: total, paid, still to pay, the next bill
• Calendar of the month: what is due each day, paid days in green, unpaid in coral
• Bills this month sorted by due day: paid ✓, due in 2 days, overdue in red
• Year at a glance: paid for every month, closed months marked ✓
• By category: housing, utilities, phone & internet, insurance, subscriptions, loans & cards, kids & school

REMINDERS ON YOUR PHONE
Click 📅 next to a bill once: Google Calendar opens with a monthly event for that bill. Press Save. Choose in Settings how many days before the due day it appears. (Needs a Google account.)

WHAT'S INSIDE
Dashboard · Bills (25 bills × 12 months of ✓) · Settings · How to use

10 LANGUAGES IN ONE FILE
English, Español, Français, Deutsch, Português, Italiano, Nederlands, Polski, Русский, हिन्दी. Pick a language on the dashboard and every label, month and weekday switches. Arabic comes as a separate right-to-left file.

ANY CURRENCY
Pick yours in Settings: $, €, £, ₹, zł, R$, ₪, ¥ and 27 more.

FOUR LOOKS, ONE PURCHASE
Night (dark), Garden (light), Pastel (soft lavender) and Emerald (deep green): all four are in your download, with the same formulas in every look.

WHAT YOU GET
Instant download: a START HERE guide (PDF) and two ZIP archives (Excel + Arabic, and Apple Numbers) with a folder for every app:
1 Excel: Night, Garden, Pastel and Emerald for Microsoft Excel on Windows and Mac. Every file opens on your empty planner, with a filled Example tab right after it
2 Apple Numbers: the same 4 looks, each with the Example, for Numbers on Mac, iPhone and iPad
3 Arabic: right-to-left files (all 4 looks, each with the Example)
4 App: the same planner as an app for any computer (Chrome, Edge, Safari, Firefox), plus a link to install it on your phone (iPhone, iPad, Android). Works without internet, keeps entries on your device, backup file, transfer to another device with a short series of encrypted QR codes (very large planners use the backup file), and import and export with your Envelo Excel file. Protected by ZeroUpload: the app works on your device, and your entries are never uploaded.
Google Sheets: the START HERE guide has a button for every look. One click makes your own private copy.

WHICH FILE SHOULD I USE?
• Windows PC: the Excel files, or Google Sheets in your browser.
• Mac: Excel for Mac, Apple Numbers, or Google Sheets in Safari or Chrome.
• iPhone, iPad, Android: the Google Sheets app, or Apple Numbers on iPhone and iPad.
In Excel only the cells you type in can be changed. In Google Sheets the formulas are protected: Google warns you before anything changes. In Apple Numbers the Dashboard is locked as a whole.

PLEASE NOTE
• This is a digital download. Nothing will be shipped.
• Decorative illustrations and the laptop backgrounds in the photos were made with AI image tools. Every planner screen you see is the real file.
• For personal use. Please don't resell or share the files.
• Your planner starts empty. The Example tab in the same file (thirteen monthly bills with their paid ✓ marks) shows how it works.

Questions? Send us a message on Etsy.