• Paycheck Budget: hero
  • Paycheck Budget: watch it work
  • Paycheck Budget: inside
  • Paycheck Budget: today
  • Paycheck Budget: paydays
  • Paycheck Budget: every payday
  • Paycheck Budget: wait list
  • Paycheck Budget: this paycheck
  • Paycheck Budget: calendar
  • Paycheck Budget: people
  • Paycheck Budget: recurring
  • Paycheck Budget: dashboard
  • Paycheck Budget: debt
  • Paycheck Budget: themes
  • Paycheck Budget: how it works
  • Paycheck Budget: what you get
  • Paycheck Budget: hero
  • Paycheck Budget: watch it work
  • Paycheck Budget: inside
  • Paycheck Budget: today
  • Paycheck Budget: paydays
  • Paycheck Budget: every payday
  • Paycheck Budget: wait list
  • Paycheck Budget: this paycheck
  • Paycheck Budget: calendar
  • Paycheck Budget: people
  • Paycheck Budget: recurring
  • Paycheck Budget: dashboard
  • Paycheck Budget: debt
  • Paycheck Budget: themes
  • Paycheck Budget: how it works
  • Paycheck Budget: what you get
Report this item to Etsy

Paycheck Budget Spreadsheet Google Sheets Excel, Biweekly Budget Template, Safe to Spend, Budget by Paycheck Planner, Bill Tracker

Item highlights

  • Digital download
  • Digital file type(s): 1 PDF, 1 ZIP

Seller's description

Know what you can spend until payday. The Paycheck Budget works out one number every day: what came in this pay period, minus the bills and savings due before your next paycheck, minus what you've already spent. Works in Google Sheets (free) and Excel 365.

EVERY PAYDAY
• Today: safe to spend until payday, about how much that is a day, and the sum behind it. Also the next bill, everything still to pay before payday (overdue bills first), and what you've spent this period by category
• Paydays: your next six paychecks side by side, with which bills each one pays and what's left over. Below that is every payday of the year, with short paychecks shown in red and months with a third payday flagged
• This paycheck: pick any pay period, past or future, and see its bills, its split and its biggest costs
• Wait list: park an impulse buy for 2 days (or a week, or a month), then decide. Everything you skip adds up as money kept

A FULL BUDGET BEHIND IT
• Recurring: paychecks, bills, subscriptions and savings transfers, entered once. Ten frequencies, from weekly to yearly, with start and end dates
• Transactions: 10,000 rows, with dropdowns, a duplicate check and a search tab
• Dashboard, 12 month tabs, calendar, year, insights and a 50/30/20 plan
• Accounts and credit cards, up to 15 sinking funds, a debt payoff plan for up to 40 debts (snowball, avalanche or your own order), net worth and an investing forecast
• Up to 6 people, for couples and families

YOU GET
• A PDF with a Google Sheets "Make a copy" link for each theme
• The Excel files (Excel 365, Windows and Mac)
• A sample copy with a year of example paychecks and spending
• A 2-minute setup video

GOOD TO KNOW
• Digital download: nothing is shipped.
• Paid weekly, every 2 weeks, twice a month, monthly or on your own dates. Works in any currency.
• Works on phone and tablet in the free Google Sheets app.
• Questions? Message us on Etsy. We answer every message.

Made by Now Next Studio. The desk scene in the first photo is AI-generated; every screen shown is the real spreadsheet. The video narration uses an AI voice.

View more
Etsy's Purchase Protection

If something goes wrong with an order, we've got your back for all eligible purchases. View program terms

NowPrice:$10.37

Original Price: $20.74

50% off

•

Sale ends in 4 days

You can only make an offer when buying a single item

Delivery

Instant download

Your files will be available to download once payment is confirmed. Here's how.

Instant download items don't accept returns, exchanges or cancellations. Please contact the seller about any problems with your order.

Seller's description

Specifications

Paycheck Budget: hero

Know what you can spend until payday. The Paycheck Budget works out one number every day: what came in this pay period, minus the bills and savings due before your next paycheck, minus what you've already spent. Works in Google Sheets (free) and Excel 365.

EVERY PAYDAY
• Today: safe to spend until payday, about how much that is a day, and the sum behind it. Also the next bill, everything still to pay before payday (overdue bills first), and what you've spent this period by category
• Paydays: your next six paychecks side by side, with which bills each one pays and what's left over. Below that is every payday of the year, with short paychecks shown in red and months with a third payday flagged
• This paycheck: pick any pay period, past or future, and see its bills, its split and its biggest costs
• Wait list: park an impulse buy for 2 days (or a week, or a month), then decide. Everything you skip adds up as money kept

A FULL BUDGET BEHIND IT
• Recurring: paychecks, bills, subscriptions and savings transfers, entered once. Ten frequencies, from weekly to yearly, with start and end dates
• Transactions: 10,000 rows, with dropdowns, a duplicate check and a search tab
• Dashboard, 12 month tabs, calendar, year, insights and a 50/30/20 plan
• Accounts and credit cards, up to 15 sinking funds, a debt payoff plan for up to 40 debts (snowball, avalanche or your own order), net worth and an investing forecast
• Up to 6 people, for couples and families

YOU GET
• A PDF with a Google Sheets "Make a copy" link for each theme
• The Excel files (Excel 365, Windows and Mac)
• A sample copy with a year of example paychecks and spending
• A 2-minute setup video

GOOD TO KNOW
• Digital download: nothing is shipped.
• Paid weekly, every 2 weeks, twice a month, monthly or on your own dates. Works in any currency.
• Works on phone and tablet in the free Google Sheets app.
• Questions? Message us on Etsy. We answer every message.

Made by Now Next Studio. The desk scene in the first photo is AI-generated; every screen shown is the real spreadsheet. The video narration uses an AI voice.

  • Item type
    Digital download
  • Digital file type(s)
    1 PDF, 1 ZIP
Shop with confidence
Etsy Purchase Protection

If something goes wrong with an order, we've got your back on all eligible purchases. View program terms

Meet your seller

NowNextStudio
Curtis
NowNextStudio ·

Edmonton, Canada

No reviews yet
·
0 sales
·
1 month on Etsy

Shoppers with similar taste loved these

Show more
Show more
Listed on Nov 5, 2026
Homepage Paper & Party Supplies Paper Stationery Design & Templates Templates Personal Finance Templates