2027 Money Reset Pack, Monthly Budget Spreadsheet, Sinking Funds, 52 Week Savings Challenge, Bill Tracker, Excel PDF

A 2027 money reset pack with a monthly budget spreadsheet, sinking funds, a 52 week savings challenge, a debt payoff log, and a bill tracker, made for households starting a new year money plan.
What's included: one Excel workbook with formulas that also opens in Google Sheets, plus a 14-page printable PDF in US Letter and A4, including a money reset list and planned vs actual pages for a household budget.
Fillable PDF: type directly on phone, tablet or computer, or print it.

Start 2027 knowing where every dollar goes. Type your numbers in the orange cells and the spreadsheet does the math: totals, differences, savings rate, months to payoff and what is still unpaid this month. Prefer paper? The printable pages cover the same tools.

SPREADSHEET TABS (Excel + Google Sheets, no macros)
• Jan to Dec: 12 monthly budgets with planned vs actual, difference, % of income, left over and "left to budget"
• Year Overview: every month rolls into a 2027 summary with an income vs spending chart
• Sinking Funds: up to 12 funds, monthly deposits, % funded and the monthly amount still needed to hit your date
• 52-Week Challenge: classic (grows), reverse or fixed. Mark each week with an x and watch the total grow ($1,378 for the classic $1 version)
• Debt Payoff: up to 10 debts, Snowball or Avalanche order, extra payment, estimated months to payoff, interest and payoff date, plus a 12-month balance log
• Bill Tracker: up to 20 bills with due day, amount and autopay, paid checkboxes for all 12 months
• Sample numbers are filled in so you can see it work. Type over them.

PRINTABLE PDF (14 pages)
Cover • Money reset checklist • Monthly budget • 2027 at a glance • Sinking funds (6 color-in trackers) • Sinking funds log • 52-week challenge (classic) • 52-week challenge (your own amounts) • Debt overview • Debt payoff trackers (2 pages, 4 debts) • Bill tracker • Monthly bill calendar • Money notes

HOW TO USE
1. Download the ZIP from your Etsy Purchases page and unzip it.
2. Google Sheets: upload the .xlsx to Google Drive, open it, then File > Save as Google Sheets. Excel, Numbers and LibreOffice open it directly.
3. Print the PDF in US Letter or A4 at "Actual size".

INSTANT DOWNLOAD
This is a digital download. Nothing will be shipped. After purchase, download the ZIP from your Etsy Purchases page (You > Purchases > Download Files).

Good to know
• Templates for personal budgeting only; not financial advice. Payoff dates are estimates based on a fixed rate and payment. Personal use only; please don't resell or share the files.
• Colors may look slightly different on screen than in print.

Made by Timothy Kaiserlik · KaiserCareerKit