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Debt Payoff Planner Printable Fillable — Debt Snowball Tracker & Payoff Worksheet

NowPrice:$4.89

Original Price: $6.99

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Sale ends on December 10

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Highlights

A debt snowball spreadsheet that compares a snowball method and an avalanche method side by side, made for anyone paying down multiple debts and wanting a clear debt payoff plan — not a full monthly budget.
What's included: an Excel debt tracker for up to 8 debts and 72 months that also opens in Google Sheets, plus printable debt sheets in US Letter and A4, including a payoff thermometer, monthly payment log, debt inventory, interest totals, and a payoff milestone page.
Fillable PDF: type directly on phone, tablet or computer, or print it.

Type your balances, rates and an extra payment, then see two month-by-month plans side by side.

PRINTABLE WORKSHEETS
Cover • How this works • Debt inventory • Snowball order • Avalanche order • Payoff thermometer • Monthly payment log • Milestone tracker • Spending-leaks worksheet • Notes

EXCEL TRACKER (Excel + Google Sheets, no macros)
• Setup + Debts: up to 8 debts, minimums and an extra payment
• Snowball and Avalanche: a 72-month model (minimums first, leftover money cascades to the next debt in the same month)
• Dashboard: months to $0 in this model, interest totals and a comparison chart

HOW TO USE
1. Download the ZIP from your Etsy Purchases page and unzip it.
2. Google Sheets: upload the .xlsx to Google Drive, open it, then File > Save as Google Sheets. Excel, Numbers and LibreOffice open it directly.
3. Print the PDF in US Letter or A4 at "Actual size". Print extra pages any time.

INSTANT DOWNLOAD
This is a digital download. Nothing will be shipped. After purchase, download the ZIP from your Etsy Purchases page (You > Purchases > Download Files).

Good to know
• This is a planning worksheet, not financial, tax, credit or legal advice. It cannot see fees or promotional rates. Consider talking with a trusted counselor or advisor before you change how you pay debt. Personal use only; please don't resell or share the files.
• Colors may look slightly different on screen than in print.

Made by Timothy Kaiserlik · KaiserCareerKit

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Listed on Nov 10, 2026