Simple Monthly Budget Planner Spreadsheet for Beginners, Easy Budget Template, Bill Tracker and Expense Tracker, Google Sheets & Excel

Seller's description

Simple monthly budget planner spreadsheet for beginners: income, bills, spending and what's left, all on one page in Google Sheets or Excel. Pick a month at the top and every number shows that month.

WHAT'S INSIDE
- Start Here: three steps, one color rule (yellow cells are where you type) and quick answers
- One Budget page with a month picker, your currency and the year
- Five numbers: income received, bills paid, spending, left over, and left to plan (expected income minus all bills and budgets)
- Income: up to 6 sources, expected vs received this month
- Bills: up to 15 regular bills with due day and amount, and a paid checklist for all 12 months (type Y)
- Spending: up to 14 categories with a monthly budget, spent this month, what's left and a progress bar; over budget turns red
- The year by month: income, bills paid, spending and left over for every month, with 2 charts
- Spending Log: one list for purchases and money received (1,000 rows), with a check column that flags mistakes

HOW IT WORKS
1. Fill in once: income, bills and a budget per category (suggestions included, rename anything).
2. Log as you go: purchases and pay in one list; tick bills when paid.
3. Pick a month: see what came in, what went out and what's left.

GOOD TO KNOW
- Made to be easy: two working tabs, no setup sheet, no formulas to touch.
- Any currency: type your symbol at the top.
- Every formula was tested in LibreOffice with a filled example and uses only functions Excel and Google Sheets share. No macros.

FILE FORMAT
You receive one ZIP file containing:
- Monthly_Budget_Planner.xlsx (blank, with suggested categories)
- Monthly_Budget_Planner_Example.xlsx (filled in for an invented household)
- Quick_Start_Guide.pdf (3 pages)
- Google_Sheets_Links.pdf (click to make your own copy in Google Sheets)
Works in Excel 2010 or later, Excel for Mac, Google Sheets and LibreOffice. Apple Numbers can open the file but is not supported.

Digital download, nothing is shipped.

Because this is a digital file, returns and exchanges aren't accepted. If something isn't working, message me and I'll help put it right.

Not financial advice. The workbook helps you plan and track your own money.

Designed by WrenWorks with AI assistance.