Report this item to Etsy

Debt Payoff Calculator Spreadsheet - Debt Snowball, Excel, Student Loan and Credit Card Debt Tracker

In 6 carts

NowPrice:$3.00

Original Price: $4.29

30% off

•

Sale ends on November 18

YourFrugalFriend  
5 out of 5 stars

You can only make an offer when buying a single item

Star Seller. This seller consistently earned 5-star reviews, shipped on time, and replied quickly to any messages they received.

Highlights

This debt snowball calculator spreadsheet is a fun and simple way to track your debt repayment to meet your goals!

The debt snowball method allows you to monitor the time it takes to pay down each of your debts. This method creates "easy wins" which helps you to stay motivated while paying down your debt!

I have used this method to pay down $70,000 of debt and counting!

➤ This is a perfect tool for those following Dave Ramsey's Total Money Makeover, or for anyone wanting to visualize paying down their debt!

➤ This calculator has columns for up to 16 debts and will monitor 10 years of debt repayment. A basic knowledge of MS Excel will be required to use this spreadsheet.

➤ You can find the instructional video on how to use this spreadsheet here: https://youtu.be/LC5pCEB4LDk

➤ The bundle for this item can be found here: https://www.etsy.com/listing/756944931/bi-weekly-budget-spreadsheet-paycheck-to


➤ INSTRUCTIONS

1) Enter in the date you want to start your repayment.

2) Enter in the "extra" amount you have each month to go towards your debt over the minimum payments for your debts.

3) Enter in the amount you may have saved to kick start your debt repayment.

4) Enter in each debt, its current amount, and the interest rate associated with that debt starting with the smallest debt to the largest debt amount.

5) See how long it will take you to get out of debt!


INSTANT DOWNLOAD: This is a digital product. No physical product will be sent. This spreadsheet was created in Google Sheets for Microsoft Excel and Mac.

PLEASE NOTE: This item is an .xlsx format file

Once payment is complete the digital files (1 - .xlsx file) will be available for download in your account and an email will be sent to your Etsy registered email.

The pictures of the printed product give you an indication of how it looks used.

1 Workbook (2 worksheets/tabs - Debt Snowball Calculator and Instructions)

Use visualization to achieve your goals!


➤ If you have any questions about this item, just hit the "message seller" button and I will get right back to you!

➤ Visit my shop for other goal solutions: http://etsy.com/shop/YourFrugalFriend



*Note: this item is not for commercial use. Do not resell or redistribute*

Instant Download

Your files will be available to download once payment is confirmed.  Here's how.

Instant download items don’t accept returns, exchanges or cancellations. Please contact the seller about any problems with your order.

Etsy Purchase Protection
Shop confidently on Etsy knowing if something goes wrong with an order, we've got your back for all eligible purchases — see program terms

View shop registration details

Reviews for this item

What buyers say, summarized by AI: Love it Easy to use Great quality As described Helpful seller Easy and quick download Fast shipping

4.9

We calculate this number using a recency-weighted average of all ratings, with a rating's value decreasing by half each year to best reflect the current experience.

(138 reviews)

4.9 Item quality
5.0 Shipping
5.0 Customer service
100% Buyers recommend
Filter by category
4 out of 5 stars 4 This item

Shannon Oct 22, 2026

Excited to get started on this

Shannon Oct 22, 2026

5 out of 5 stars 5 This item

Tri Oct 13, 2026

Great tracker, I highly recommend it

Tri Oct 13, 2026

5 out of 5 stars 5 This item

Raelene Sep 25, 2026

This worked for me. It's not complicated and you can make changes as life goes on being life.

Raelene Sep 25, 2026

5 out of 5 stars 5 This item

Linda Sep 17, 2026

I have been looking for this for years! It is perfect for me, and has really helped me grasp a much firmer overview of my financial situation. Highly recommend!!

Linda Sep 17, 2026

YourFrugalFriend
YourFrugalFriend
YourFrugalFriend ·

Wichita, Kansas

We calculate this number using a recency-weighted average of all ratings, with a rating's value decreasing by half each year to best reflect the current experience. 4.9
·
34.3k sales
·
7 years on Etsy
Sasha
1 shop member
Message seller

Typically responds within a few hours

Typically responds within a few hours

Smooth shipping Has a history of shipping on time with tracking.

Speedy replies Has a history of replying to messages quickly.

Rave reviews Average review rating is 4.8 or higher.

You may also like

Shoppers with similar taste loved these

Show more
Show more

Explore related searches

Snowball Debt Payoff Spreadsheet

Yourfrugalfriend

Your Frugal Friend

Myfrugalfriend

Snowball Debt Payoff Tracker

Debt Tracker

Debt Payoff Tracker Poster

Listed on Oct 21, 2026
549 favorites
Homepage Paper & Party Supplies Paper Calendars & Planners

Looking for more? Find it on Etsy