Paycheck to Paycheck Budget Spreadsheet, Zero-Based Budget Spreadsheet, Bi-Weekly Budget Planner, Excel Download - Easy to use!

This paycheck to paycheck budget spreadsheet is a simple and easy way to budget and reach your goals! This budget uses the zero-based budget method. This method makes every dollar work for you. Give every dollar a place in your budget. Pay down more debt and save money easily by using this budget method!

➤ This spreadsheet workbook has 15 worksheets: a summary tab, a bill due date calendar, 12 months of budget tabs, and a password tracker tab. Each monthly tab is comprised of five budgeting periods. This allows you to budget weekly, bi-monthly, bi-weekly, semi-monthly, or monthly. The colors in the spreadsheet may look different depending on what program you use it in.

➤ You will first put in your budgeted income and expense items.

➤ Next, download your bank statement. Then categorize your expenses. Finally, put this information into the budget and make every dollar work for you.

➤ A basic understanding of Excel is necessary to use this tool.

➤ You can also use this spreadsheet in Google Sheets. You will just need to upload the budget to your Google Drive and then open in Sheets.

➤ The tutorial on how to use this budget can be found here: https://youtu.be/cxws6WpIj3g

➤ The bundle with my debt snowball calculator can be found here: https://www.etsy.com/listing/756944931/bi-weekly-budget-spreadsheet-paycheck-to


This spreadsheet was created in Microsoft Excel for Excel and Google Sheets. My spreadsheets have helped me to pay off $70,000 of debt and counting. It has been an invaluable tool on my debt repayment journey! I currently use them in Google Sheets so that I can use them on the go on my phone.


Easy to use instructions are included. The instructions for the budget are delivered to you as a PDF document.


INSTANT DOWNLOAD: This is a digital product. No physical product will be sent.

PLEASE NOTE: This item is an .xlsx format file

Once payment is complete the digital files (2 - 1 xlsx files and 1 pdf file) will be available for download in your account and an email will be sent to your Etsy registered email.

The pictures of the printed product give you an indication of how it looks used.

1 Workbooks (14 worksheets/tabs - Paycheck to Paycheck Zero-Based Budget Template and Password Tracker)
1 PDF (Paycheck to Paycheck Zero -based Budget Guide)

Use visualization to achieve your goals!


➤ Visit my shop for other great products: http://etsy.com/shop/YourFrugalFriend



*Note: this item is not for commercial use. Do not resell or redistribute*