Baby Budget Spreadsheet | Parental Leave Pay & Baby Costs Planner | Excel and Google Sheets

No app. No sign-up. No subscription. Yours to keep.

Includes a filled-in Example to show you how it works, and a clean Blank that's ready to use: nothing to clear first.

How much will a baby really cost, and can you manage on leave pay? Enter your due date, pay and savings, and this planner shows the costs, the pay you'll lose on leave, and your balance month by month until baby's first birthday.

What's inside
- Setup: due date, each parent's usual take-home pay, household costs and what you've saved so far
- Leave: each parent's leave in stretches (for example paid leave from work, any government leave pay, and unpaid leave), with weeks and pay per week. Check your own entitlements and enter your numbers
- Shopping List: up to 120 items (the Example shows a full starter list). Need or nice to have, and how you'll get it (buy new, second-hand, borrowed or a gift), so you can see what second-hand saves
- Monthly Costs: diapers, formula, clothes, childcare and more, each from and to the age you choose, with the first-year total
- Cash Flow: month by month from now to the first birthday: pay, costs, one-off purchases, left over and balance. Red shows a month that runs short
- Dashboard: countdown, still to buy, the leave gap, the lowest balance, and how much to put aside each week
- Start Here: a clickable index, with separate steps for Excel and Google Sheets

Amounts in US dollars.

Why you'll like it
- Every formula is tested before it goes in the shop
- Nothing is locked: change anything you like
- 2 looks (Soft and Classic), each as a Blank and a filled-in Example
- Works in Microsoft Excel and Google Sheets (free). Best on a computer; also opens on phone or tablet

Format: Excel files (.xlsx) that also open in Google Sheets, plus a quick-start PDF guide.
This is a digital download. No physical item will be sent.
Designed by SumItAllUp and built with the help of AI tools. Every formula is tested before it goes in the shop.
A planning tool, not financial advice. Always check amounts against your bank statements.
Questions? Send us a message: we're happy to help.