Clear spreadsheets for your money and your big days
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Wataru Watanabe
Owner, Maker
Father, solopreneur, and student of life. I build small, sharp tools that solve real problems, and I check every workbook before it goes in the shop.
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Frequently asked questions
How do I download and open my spreadsheet?
After payment is confirmed, sign in to Etsy in a web browser and go to Purchases and reviews > Download Files. Digital files cannot be downloaded in the Etsy app. Download the ZIP, unzip it and read the included README. Open the .xlsx in Excel or Apple Numbers, or upload it to Google Drive and open it with Google Sheets. Nothing is shipped. If you have trouble accessing or opening your files, send me an Etsy message.
Which apps can I use?
The downloads are .xlsx workbooks with setup instructions for Microsoft Excel 2016 or newer / Microsoft 365, Google Sheets and Apple Numbers. Google Sheets requires uploading or importing the file first. Apple Numbers may display charts differently. No macros, VBA or add-ons are required. These are spreadsheets you open in your chosen app, not a separate app or a printed planner.
Should I buy one tracker or the Personal Finance Bundle?
Choose a single tracker for one task: monthly budgeting, tracking bill due dates, saving toward goals or planning debt payoff. The Personal Finance Bundle contains all four workbooks. They work independently; they are not one automatically linked workbook. If you buy the bundle, you do not need to buy the same individual trackers again.
Are Canadian dollars included?
Yes. Each product includes dollar ($), pound (£) and euro (€) editions. The dollar edition can be used for CAD, USD, AUD and other dollar currencies. Enter all amounts in one currency; the spreadsheets do not convert exchange rates. Sample amounts in the photos and files are examples, not your personal results.