I’m a retired business and product executive who is passionate about tax and retirement planning. When I'm not working on the Optimizer or chatting with fellow investors, I enjoy spending my time traveling and keeping active with my family.
As someone fortunate enough to retire early, I wanted to take advantage of the lower tax rates associated with early retirement to move money from my IRA to my Roth IRA (a Roth conversion). I couldn’t find any tools or financial advisors that could articulate the tradeoffs with the level of detail that I was looking for so I ended up building my own.
I originally built this spreadsheet application for myself, but was encouraged to make it available to others. This is the result of that effort. Don't hesitate to reach out to me with questions, suggestions or feedback.
You can subscribe to the Optimizer blog via the "shop-blog" link below. This is the best place to stay current on new features and releases. It is also the home for all the Optimizer documentation.
Feel free to connect to me on LinkedIn as well.
https://www.linkedin.com/in/jeffholm1/
This shop is owned and operated by SkyRockRidge LLC.
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John on Sep 28, 2026
5 out of 5 starsWithout question, the best spreadsheet to help identify Roth conversion opportunities given your financial situation. I had a question for Jeff and he responded within 1 day.
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Wendy on Sep 2, 2026
5 out of 5 starsJeff is brilliant! I tried working with AI to create an excel spreadsheet (for hours unsuccessfully) and boy am I glad I found this! Worth every penny. And Jeff is super responsive regarding any questions. THANK YOU JEFF!
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Etsy buyer on Aug 27, 2026
5 out of 5 starsThis is an amazing spreadsheet tool for optimizing Roth conversions! It takes more things into account than I can think of giving me a high degree of confidence in the results generated. There is a lot of inaccurate, incomplete, or simply wrong information online about how to strategize Roth conversions. This spreadsheet is the best planning tool I have found. Also, the author offers excellent support responding to my questions repeatedly within hours. Highly recommended!
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Tom on Aug 22, 2026
5 out of 5 starsJeff was quick to respond to my questions and updated fixes. He truly has a passion for this tool. Tool will be valuable in planning my Roth conversion strategy.
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ByTheWay on Aug 4, 2026
5 out of 5 starsVery comprehensive program, excellent for planning purposes!
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Dave on Jul 17, 2026
5 out of 5 starsVery easy to use and inexpensive program, especially compared to some of the other programs out there. RothOptimizer gave me the same results as the other ones I test. Jeff was nice enough to answer my questions quickly and was very helpful. Would definitely recommend this program.
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William on Apr 6, 2026
5 out of 5 starsLove the program, easy to use and determine optinal strategy.
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Tseng on Jan 31, 2026
5 out of 5 starsThis is a great retirement planning tool. I used the Roth optimization macro to run different scenarios to optimize my net worth. It can also generate charts allow you to visually compares all the key finical trends of different scenarios easily.
About SkyRockRidge
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Jeff Holm
Owner, Designer, Marketer
I’m a retired business and product executive who is passionate about tax/retirement planning. When I'm not working on the Optimizer, I enjoy traveling and keeping active with my family.
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