FinanceWithLots

Hi, I'm Lottie — a qualified accountant with nearly a decade of experience in finance, starting out in audit and more recently working within the finance team of a FTSE 100 business.
I've spent years building financial models and analysing budgets at work, and somewhere along the way I realised that the tools I was using professionally — the ones that actually make numbers make sense — weren't really available to everyday people in a usable format.
Most budget templates out there are either too basic to be useful, or so complicated they need a finance degree to operate. I wanted to build something in between: proper financial structure, without the jargon.
Everything in this shop is built from scratch by me, in Excel, with real financial logic behind it. Not pretty-looking tables that don't actually calculate anything — templates that work the way a finance professional would want them to, but that anyone can pick up and use from day one.
Whether you're trying to get on top of your monthly spending, plan out a full year, or finally understand where your money is going — there's something here for you.
Lottie x