More clarity for your everyday life
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Announcement
Last updated on Dec 10, 2025
Reviews
5.0
(3)
Average item review
We calculate this number using a recency-weighted average of all ratings, with a rating's value decreasing by half each year to best reflect the current experience.
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Dario on Dec 31, 2025
5 out of 5 starsClear & concise I've been using the tracker for a while now and I'm extremely satisfied. It's very intuitive and easy to use. The clear explanations help you fill out the planner correctly. It's ideal for keeping track of your monthly expenses.
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Birgit on Dec 21, 2025
5 out of 5 starsI chose the bundle because I wanted a complete solution. I personally use the Excel files. All the templates fit together sensibly and give me both a good overall overview and the necessary details. The design is high-quality and motivating, making the planners a pleasure to use. Highly recommended for anyone who wants to bring order and clarity to their finances.
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Dario on Dec 21, 2025
5 out of 5 starsVery simple and clear! The compact financial planner is a great help in organizing finances simply and clearly. It's well-structured, immediately understandable, and without unnecessary frills. Exactly what I was looking for. Highly recommended.
About Klarvio
Sales
11
On Etsy since 2025
Shop members
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Jannis (von Klarvio)
Owner, Designer, Customer Service
I develop minimalist financial and organizational planners with a focus on clarity, structure, and everyday usability. My tools are practical, logically structured, and immediately usable – for better overview and informed decisions.
Shop policies
Last updated on
Accepted payment methods
Accepts Etsy Gift Cards and Etsy Credits
Returns & exchanges
See item details for return and exchange eligibility.
More information
Last updated on
Dec 17, 2025
Frequently asked questions
What is KLARVIO?
KLARVIO offers modern, digital tools for more clarity, structure and security in everyday life – with a focus on financial planning, and later also on household, family and personal organization.
What products do you offer here on Etsy?
Digital financial templates such as the Compact Financial Planner, the Monthly Budget Tracker, and selected bundles. All products are available for immediate download.Topics such as family planning, daily organization, routines, goals, relationships & household are already being planned.
Will I receive the products as a file?
Yes – you usually receive all products as PDF, Excel and Word files (depending on the product description).
May I modify or share the design?
You may edit the design for your personal use.Distribution, publication or sale is not permitted.
How do I receive my files after purchase?
Immediately after ordering, you can download all files via Etsy atDownload “Account → Purchases & Reviews”.Etsy will also send you an email with your download link.
I can't find my download – what can I do?
1. Check “Purchases & Reviews” in your Etsy account.2. Check your spam folder.3. Did you purchase as a guest? Then Etsy has sent you a download link via email.If you still need help, just get in touch with me.
Which payment methods are accepted?
Etsy processes the payment automatically.Depending on the region, Etsy supports payment methods such as PayPal, credit cards, Klarna, Apple Pay and others.
Can I receive an invoice?
Yes – Etsy will automatically send you an order confirmation with all relevant details.
Can I return digital products?
No.Since these are instant digital downloads, they cannot be returned or canceled (Etsy standard rule).