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I spent 15 years working with financial data before I started building
tools for myself. What frustrated me was the gap between what
financial planning software promised and what it actually delivered —
scenarios like ACA cliffs, IRMAA thresholds, or proper Roth conversion
timing.

So I started building spreadsheets. Real ones, with actual IRS tax
brackets, proper Monte Carlo simulations, and the kind of edge cases
that only matter if you're doing serious planning.

Every calculator in this shop started as a tool I built for my own
retirement planning. If it's here, it means I use it myself — and it's
gone through enough real-world scenarios that I trust the numbers.

I'm not an advisor. These aren't advice. They're working financial
models you can audit, customize, and trust. If you have questions
before buying, message me — I respond within 24 hours.