RunTheCalc

Legal Disclaimer

RunTheCalc LLC Digital Product Disclaimer

1. Clear and Prominent Placement:
This disclaimer is a legally binding agreement between RunTheCalc LLC ("we," "us," or "our") and you, the user, regarding the use of our Digital Products, whether accessed through our website, downloadable files, or any other means.

2. No Legal Advice:
The spreadsheets and accompanying materials provided by RunTheCalc LLC are for informational purposes only and do not constitute legal, financial, or tax advice. You should consult with a qualified professional for specific advice tailored to your individual circumstances.

3. No Guarantee of Accuracy:
While we have made efforts to ensure the accuracy of our spreadsheets, we do not guarantee their accuracy, completeness, or reliability. Users should independently verify all calculations and data used in these spreadsheets.

4. Limited Liability:
Under no circumstances shall RunTheCalc LLC or its employees, representatives, or affiliates be liable for any damages, losses, or legal consequences resulting from the use of our spreadsheets. This includes, but is not limited to, financial losses, legal issues, or any other damages or losses incurred.

5. Updates and Maintenance:
We reserve the right to update, modify, or discontinue our spreadsheets without prior notice. We are not responsible for any inconvenience or losses resulting from such changes.

6. Third-Party Data:
Our spreadsheets may rely on external data sources or incorporate third-party services, such as Excel or Google Sheets. We disclaim any responsibility for the accuracy, availability, or functionality of these external elements.

7. User Responsibility:
Users are responsible for using our spreadsheets responsibly and ensuring that the information they input is accurate and suitable for their specific circumstances.

8. No Warranties:
We expressly disclaim all warranties, including implied warranties of merchantability and fitness for a particular purpose.

9. Jurisdiction:
Any disputes or legal actions arising from the use of our spreadsheets shall be resolved in accordance with the laws of the State of New York. Users agree to submit to the exclusive jurisdiction of the State of New York for any such disputes.

10. Indemnification:
By using our spreadsheets, you agree to indemnify and hold RunTheCalc LLC, its employees, representatives, and affiliates harmless from any claims, losses, or damages resulting from your use of the spreadsheets.

11. Modifications:
We reserve the right to modify this disclaimer at any time without notice. Users are responsible for reviewing the disclaimer periodically for updates.

12. Acceptance:
By accessing or purchasing our spreadsheets, you acknowledge that you have read, understood, and accepted this disclaimer and agree to be bound by its terms.

If you do not agree with any part of this disclaimer, please refrain from using our spreadsheets.


Privacy Policy

This Privacy Policy describes how and when I collect, use, and share information when you purchase an item from me, contact me, or otherwise use my services through Etsy.com or its related sites and services.

This Privacy Policy describes how your personal information is collected, used, and shared when you visit or make a purchase from https://www.etsy.com/shop/RunTheCalc (the “Site”).

This Privacy Policy does not apply to the practices of third parties that I do not own or control, including Etsy or any third party services you access through Etsy. You can view Etsy’s Privacy Policy here: https://www.etsy.com/au/legal/privacy/

Information I Collect

To fulfil your order, you must provide me with certain information (which you authorized Etsy to provide to me), such as your name, email address, postal address, payment information, and the details of the product that you’re ordering. You may also choose to provide me with additional personal information (for a custom order), if you contact me directly.

Why I Need Your Information and How I Use It

I rely on a number of legal bases to collect, use, and share your information, including:

• as needed to provide my services, such as when I use your information to fulfil your order, to settle disputes, or to provide customer support;
• when you have provided your affirmative consent, which you may revoke at any time, such as by signing up for my mailing list;
• if necessary to comply with a legal obligation or court order or in connection with a legal claim, such as retaining information about your purchases if required by tax law; and
• as necessary for the purpose of my legitimate interests, if those legitimate interests are not overridden by your rights or interests, such as 1) providing and improving my services. I use your information to provide the services you requested and in my legitimate interest to improve my services; and 2) Compliance with the Etsy Seller Policy and Terms of Use. I use your information as necessary to comply with my obligations under the Etsy Seller Policy and Terms of Use.

Information Sharing and Disclosure

Information about my customers is important to my business. I share your personal information for very limited reasons and in limited circumstances, as follows:

• Etsy. I share information with Etsy as necessary to provide you my services and comply with my obligations under both the Etsy Seller Policy and Etsy Terms of Use.
• Service providers. I engage certain trusted third parties to perform functions and provide services to my shop, such as delivery companies. I will share your personal information with these third parties, but only to the extent necessary to perform these services.
• Business transfers. If I sell or merge my business, I may disclose your information as part of that transaction, only to the extent permitted by law.
• Compliance with laws. I may collect, use, retain, and share your information if I have a good faith belief that it is reasonably necessary to: (a) respond to legal process or to government requests; (b) enforce my agreements, terms and policies; (c) prevent, investigate, and address fraud and other illegal activity, security, or technical issues; or (d) protect the rights, property, and safety of my customers, or others.

Data Retention

I retain your personal information only for as long as necessary to provide you with my services and as described in my Privacy Policy. However, I may also be required to retain this information to comply with my legal and regulatory obligations, to resolve disputes, and to enforce my agreements. I generally keep your data for the following time period: 4 years.

Transfers of Personal Information Outside the EU

I may store and process your information through third-party hosting services in the US and other jurisdictions. As a result, I may transfer your personal information to a jurisdiction with different data protection and government surveillance laws than your jurisdiction. If I am deemed to transfer information about you outside of the EU, I rely on Privacy Shield as the legal basis for the transfer, as Google Cloud is Privacy Shield certified.

Your Rights

If you reside in certain territories, including the EU, you have a number of rights in relation to your personal information. While some of these rights apply generally, certain rights apply only in certain limited cases. I describe these rights below:

• Access. You may have the right to access and receive a copy of the personal information I hold about you by contacting me using the contact information below.
• Change, restrict, delete. You may also have rights to change, restrict my use of, or delete your personal information. Absent exceptional circumstances (like where I am required to store data for legal reasons) I will generally delete your personal information upon request.
• Object. You can object to (i) my processing of some of your information based on my legitimate interests and (ii) receiving marketing messages from me after providing your express consent to receive them. In such cases, I will delete your personal information unless I have compelling and legitimate grounds to continue using that information or if it is needed for legal reasons.
• Complain. If you reside in the EU and wish to raise a concern about my use of your information (and without prejudice to any other rights you may have), you have the right to do so with your local data protection authority.

How to Contact Me

For purposes of EU data protection law, we, Stefania Cuffari and Matthew Viani are the data controllers of your personal information. If you have any questions or concerns, you may contact me at Mviani@runthecalc.com.