SmartMoneyCollective

Because of the nature of the product (instant download), the templates cannot be returned or exchanged as you immediately get access to the files as soon as you purchase them.

However, if you have any concerns, please do not hesitate to reach out! I’m always happy to help! :)

All designs, templates, guides, and content are for your own personal use only. No part of it can be distributed, sold, reproduced, or used in any form without the written permission of the author.

I’ve poured so much time and effort into making these templates for you! I highly appreciate your support! :)

The template, however, will never expire and is yours to keep forever!

It's very easy! You'll have access to your templates immediately after purchase. All you have to do is check your email and Etsy will send you a link to your download. Alternatively, you can go to your Account > Purchases and Reviews and download it from there!

A spreadsheet template is a pre-formatted file to help you jumpstart your budgeting or planning. It's as easy as downloading the template and using it instantly!

Our templates are editable by Microsoft Excel and Google Sheets, so you can choose from any of those programs! To know more about the software compatibility of a template, please refer to the individual listing descriptions.

The templates are also fully editable and customizable. Change the texts, titles, sections, colors, and fonts! You can personalize it according to your needs. However, the cells of the spreadsheets are protected by default to prevent accidental changes to formulas, but you can easily unprotect the sheet if you want to change anything!

Step 1. Add to cart and purchase
Step 2. Download PDF file
Step 3. Click on the link on the PDF file (Open in Canva)
Step 4. Create de free Canva account or log in
Step 5. Edit in Canva, save and print

After check-out you can find your digital file in two ways:

1. Etsy will provide you a copy by sending a link to the email listed in your check-out information. If you have not received the link this may due to an incorrect or old email address being noted on your order details.

2. You can also find a copy in the purchases section of your account, the following link will take you straight there: https://www.etsy.com/us/your/purchases

Sometimes, Google Sheets can have small bugs. If it does not open, or if it opens in a view only mode try the following:

In the top toolbar, click “File” → “Make a copy”. This will create a copy of the spreadsheet that will provide you with full access. If that does not work try the troubleshooting options down below.

- Open the spreadsheet from a computer or laptop
- Make sure there is enough space on your Google Drive
- Try a different browser
- Make sure you are logged into Google Sheets

If after you have tried all options above you are still experiencing issues be sure to reach out to us on Etsy so we can assist you further.