Household Budget Excel Template (German) | Monthly Budget Planner, Financial Planner, Income and Expense Tracker

Do you finally want to know where your money goes every month?
With this monthly budget planner for Excel, you can keep a clear overview of your income, expenses, fixed costs, subscriptions, invoices, savings goals, debts and investments all in one place.

The budget planner helps you to consciously plan your month, identify unnecessary expenses and organize your finances more easily — without a complicated finance app and without manual calculations on paper.
You enter your values, and the planner supports you with clear tables, automatic calculations and a clear monthly overview.

You can do that with the budget planner.
✓ Clearly record income and expenses
✓ Plan fixed and variable costs
✓ Keep track of subscriptions, invoices and orders
✓ Track your monthly savings goals
✓ Document debts and repayments
✓ Clearly track investments
✓ Better understand your monthly financial history
✓ Gain more clarity about your available budget

Ideal for you if you…
- you finally want to organize your finances in a more structured way
- want to know where your money goes each month
- you need a simple overview of income and expenses
- so you no longer forget subscriptions, invoices or orders
- If you want to regularly track savings goals, debts, or investments
- you don't want to use complicated financial software
- prefer to work with a clear Excel template

What's included?
You will receive a digital Excel template for your monthly budget overview.
The planner includes sections for, among other things:
- Monthly overview
- Revenue
- expenses
- Fixed costs
- variable costs
- Invoices
- Subscriptions
- Orders
- Savings targets
- Debts
- Investments
- automatic evaluations
- clear diagrams / dashboard elements

This way you have your entire financial month collected in one place and can more quickly identify where you can save, optimize or plan better.

Here's how it works
After purchase, you will receive your file as a digital download.
Open the template in Excel.
Enter your income, expenses, and other relevant information.
Use the overviews to better plan and evaluate your month.

The planner is intentionally designed as a monthly template. You can duplicate the file each month, creating a separate, clear budget file for each month.

Important to know
This is a digital product.
No physical item will be shipped.
After purchase, you can download the file directly and start your budget planning immediately.


For a better overview of your money
Whether you want to save money, reduce debt, better understand your fixed costs, or simply be more conscious of your money — this monthly budget planner helps you organize your finances more clearly and in a more structured way.
Start your next month with a better overview, less chaos, and a better sense of your budget.


Please note:
• Basic knowledge of Excel is helpful to make optimal use of the template.
• This file is for personal use only and may not be resold, shared or commercially distributed.
• The display in Excel and Google Sheets differs slightly because they are different tools. The product images are from Microsoft Excel.
• This is a digital download only. No physical items are included.
• All included items are intended solely for personal use.
• As this is a digital product, no returns or refunds will be accepted.
• This product is for personal informational purposes only and is not intended as financial advice. Any liability for damages, losses, claims, costs, or other losses relating to the use of these documents is excluded.
• The colors of the tables may differ slightly from the colors shown, as the color reproduction of each screen is different.
• Errors may occur with older Office versions. Please do not hesitate to contact me if this happens.