Report this item to Etsy

Annual Budget Spreadsheet | Google Sheets, Excel, Bill Tracker, Debt Payoff

Price:CA$18.50

Melike Günaydın

Designed by Melike

HerRescueKits ·

Türkiye

Includes Etsy Purchase Protection

You can only make an offer when buying a single item.

Highlights

  • Designed by HerRescueKits
  • Party decor for gatherings and celebrations
  • Digital download
  • Digital file type(s): 1 File

FINALLY, A BUDGET SPREADSHEET YOU'LL STILL BE USING IN MARCH.

Most budget templates fail the same way: 25+ tabs, a 40-minute video tutorial, and a blank file you have to figure out alone. By February, it's abandoned. This one is built differently - lean, pre-filled, and ready in 5 minutes.

WHY THIS ONE IS DIFFERENT

- GOOGLE SHEETS AND EXCEL - both included, no choosing sides. Works in Google Sheets (free account is enough), Excel 2016+, Microsoft 365, and Excel for Mac.
- ARRIVES FILLED, NOT BLANK - realistic sample data is already inside. Explore how everything works, then replace it with your numbers. No guessing what goes where.
- 13 TABS, NOT 28 - everything you need, nothing you'll abandon. Light enough to run smoothly on your phone.
- ANY CURRENCY - type your own currency in Setup. No messaging the seller and waiting 24 hours.
- 5-MINUTE WRITTEN SETUP - a clear Start Here tab with 5 steps. No long video required.
- ONE RULE ONLY - type in yellow cells. Everything else calculates itself.

THE 13 TABS

1. START HERE - 5-minute setup guide, fix-it tips, new-year instructions
2. SETUP - your currency, year, pay schedule, and fully customizable categories
3. RECURRING BILLS - enter each bill once with its frequency; monthly equivalents calculate automatically (weekly, biweekly, monthly, quarterly, yearly)
4. BUDGET PLAN - zero-based monthly plan; aim for "Left to allocate: 0"
5. TRANSACTIONS - date, category, amount; month and 50/30/20 type fill themselves
6. MONTHLY DASHBOARD - pick any month, see planned vs actual for every category
7. PAYCHECK PLANNER - works for weekly, biweekly, semi-monthly, and monthly pay; see your SAFE TO SPEND for every paycheck
8. ANNUAL DASHBOARD - all 12 months at a glance, plus your savings rate
9. DEBT PAYOFF - up to 20 debts with automatic snowball AND avalanche ordering
10. SAVINGS GOALS - sinking funds with progress % and months-to-goal
11. NET WORTH - assets minus liabilities, calculated for you
12. 50/30/20 - needs, wants, and future, auto-sorted from your transactions
13. NO-SPEND TRACKER - mark your no-spend days, watch the count grow

SIMPLE AND VISUAL BY DESIGN
Color-coded, flexible, and forgiving - built so you don't get overwhelmed and quit. Add or rename categories freely, start in any month, skip weeks without breaking anything.

NEW YEAR? NO REPURCHASE.
Make a copy, update the year in Setup, keep going. This template is yours for life.

HOW IT WORKS
1. Instant download after purchase - you receive the Excel file (.xlsx)
2. For Google Sheets: upload to Google Drive, open, then File > Save as Google Sheets
3. Follow the 5 steps in Start Here
4. Check your dashboard with your morning coffee. That's the system.

INSTANT DIGITAL DOWNLOAD - no physical item shipped. Personal use only; reselling or redistributing is prohibited. This spreadsheet is an organizational tool, not financial, tax, or legal advice - please consult a licensed professional for financial decisions. Not affiliated with Google or Microsoft. Due to the digital nature of this product, all sales are final.

Instant Download

Your files will be available to download once payment is confirmed.  Here's how.

Instant download items don’t accept returns, exchanges or cancellations. Please contact the seller about any problems with your order.

Etsy Purchase Protection
Shop confidently on Etsy knowing if something goes wrong with an order, we've got your back for all eligible purchases — see programme terms

You may also like

Shoppers with similar taste loved these

Show more
Show more

Explore related searches

Australian Budget Planner

Balance Tracker

Savvy Nester

Easy Budget Worksheet

Horse Budget Planner

Budget Friendly

Listed on 25 Jul, 2026
Homepage Paper & Party Supplies Paper Stationery Design & Templates Templates Personal Finance Templates