Fortnightly Budget Spreadsheet, Biweekly Paycheck Budget Planner with Savings Goals, Google Sheets + Excel

Plan your money around a fortnightly pay cycle, with a live dashboard, spending log and savings goals. Set up for Australia in a click, and it works in any country. Excel + Google Sheets.

WORKS IN YOUR COUNTRY
Pick your country on the Settings tab. The currency symbol, date style, pay-cycle word and starter categories follow it. Australia ($, 31/12/2026, fortnight, council rates, rego + CTP), New Zealand, the UK, the US and Canada are built in. Anywhere else? Pick Other and type your own symbol.

WHAT'S INSIDE
• Dashboard: 6 cards, 3 progress bars, 4 auto charts
• Start Here: setup steps and which cells to type in
• Settings: country, first payday and your income
• Budget: any bill converted to per fortnight, per month and per year
• Spending Log: 500 rows, the fortnight number fills in from the date
• Pay Period View: budget vs spent vs left for any fortnight, plus an overview of all 26
• Savings Goals: up to 10 goals, with progress and the amount needed each fortnight

THE DASHBOARD
• Cards: income per fortnight, budget per fortnight, left after budget, spent so far, saved for goals, this fortnight
• Progress bars: income given a job, savings goals reached, budget year elapsed
• 4 charts: income vs spent each fortnight, budget by group, running spent vs running budget, savings goals saved vs target
• Everything updates as you type, no buttons or macros

KEY FEATURES
• Starts blank: no sample rows to delete
• Built around 26 fortnights from your first payday (or 27 for a year with an extra payday)
• Any bill frequency (weekly, monthly, quarterly, yearly) converted to per fortnight
• Weekly, twice-a-month and monthly income converts too
• Your own categories and groups: rename any category by typing over it

WORKS WITH
• Microsoft Excel 2016 or later, or Microsoft 365: open the .xlsx. Desktop recommended. No macros.
• Google Sheets (free Google account): upload the .xlsx to Google Drive, right-click it, choose Open with > Google Sheets, then File > Save as Google Sheets. The Quick-Start PDF shows each step.
• Charts and formulas work in both. Shaded formula cells are protected without a password in Excel so they aren't overwritten by accident. Google Sheets doesn't keep this, so take care with shaded cells there.

WHO IT'S FOR
• Households paid every fortnight
• Couples sharing one budget
• Anyone saving for a goal
• People who'd rather not pay for a budget app

NOT FOR
• Linking to your bank feed
• Business bookkeeping or GST
• Investment or super tracking
• Personal financial advice

HOW TO USE
1. Open the .xlsx in Excel, or upload it to Google Drive and save it as Google Sheets.
2. On Settings, pick your country, then enter a payday and your income.
3. On Budget, add each regular cost with how often it's paid. It converts to per fortnight.
4. Log spending on the Spending Log as you go.
5. Check the Dashboard and Pay Period View, and add goals on Savings Goals.

FILES (INSTANT DOWNLOAD)
• SlateAndTally-Fortnightly-Biweekly-Budget-Planner.xlsx: the spreadsheet
• Quick-Start PDF in A4 and US Letter: how to open it in Excel or Google Sheets and pick your country
• Digital download: nothing physical is shipped. Your files are under Purchases once payment is confirmed.
• Preview images use made-up example entries. Your file starts blank.

PLEASE NOTE
This is a budgeting and record-keeping tool. It adds up what you type and doesn't give financial advice.

LICENCE
For your own personal or household use. Please don't share, resell or redistribute the files.

How this was made: designed by our shop. Layout code and written text were drafted with the help of AI-assisted tools, then reviewed and edited by us. No AI image generators were used: every preview image is a render of the actual spreadsheet, filled with made-up example entries.

REFUNDS
Because this is a digital download, we don't offer returns or exchanges for change of mind. This doesn't affect your rights under the Australian Consumer Law: if a file is faulty, won't open, or isn't as described, send us a message and we'll fix it, replace it or refund you.

Microsoft Excel is a trademark of Microsoft Corporation. Google Sheets is a trademark of Google LLC. SlateAndTally is not affiliated with either.

PAIRS WELL WITH
• Monthly Budget Planner (A$4.95)
• Debt Payoff Tracker (A$7.95)
• Savings Tracker + 52-Week Challenge (A$6.95)
• Also in the shop: the Budget Planner Bundle (A$12.95), monthly budget, debt payoff and savings spreadsheets plus 4 printable planners