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UK Job Offer Comparison Spreadsheet, Pay Rise Calculator, Salary Sacrifice Pension What If, Salary After Tax NI 2026/27, Excel Sheets

NowPrice:$7.03

Original Price: $11.72

40% off

•

Sale ends on November 9

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Highlights

  • Designed by EmeraldBudgetCo
  • Digital download
  • Digital file type(s): 1 PDF, 2 other files

Your payslip tells you today's take-home pay. This shows what would change. Compare a pay rise, a job offer with a better pension but a longer commute, a second job, or moving your pension to salary sacrifice, and see the difference per month after Income Tax, National Insurance and student loan for 2026/27. Scottish bands are included.

WHO IT'S FOR
Anyone in the UK weighing up a job offer or a raise, deciding whether salary sacrifice is worth it, or taking a second job.

WHAT'S INSIDE
- Compare: four scenarios side by side, take-home, pension going in, what it really costs, work costs and real value
- Calculator: Income Tax (rest of UK or Scotland), NI, student loan plans 1, 2, 4, 5 and postgraduate, three pension types
- Budget: monthly budget from your take-home
- Rates: every 2026/27 threshold with its GOV.UK source, editable

HOW IT WORKS
1. Fill in 'Now' from your current payslip
2. Change one thing per scenario: salary, pension type, commute
3. Read the real value row and pick the best option

GOOD TO KNOW
- Rates for 6 April 2026 to 5 April 2027, checked 12 Oct 2026.
- Assumes tax code 1257L and NI category A. An estimate, not tax advice.

INSTANT DOWNLOAD
This is a digital file. Nothing will be posted to you. After you buy, download it from Purchases & Reviews on Etsy (on a computer is easiest). Open the .xlsx in Excel, or upload it to Google Drive and open with Google Sheets.

Questions? Message me. I usually reply within a day.

EmeraldBudgetCo: money spreadsheets made in Ireland for Ireland and the UK.

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Listed on Oct 12, 2026
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