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Car Buying Budget Calculator Spreadsheet, Car Loan Payment and Total Cost of Ownership, Affordability Check, Google Sheets Excel

Price:CA$10.28

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Highlights

  • Digital download
  • Digital file type(s): 1 ZIP

Find out what a car really costs before you sign. Compare up to 3 cars: loan payment, insurance, fuel, maintenance, depreciation, total cost of ownership and an affordability check.

WHAT YOU GET
An auto-calculating spreadsheet (Excel .xlsx, Google Sheets compatible) that compares up to 3 cars side by side.

FEATURES
- Loan math: out-the-door price, amount financed, monthly payment and total interest
- Running costs: insurance, fuel (from miles and MPG), maintenance, registration, parking and tolls
- All-in monthly and yearly cost
- Depreciation estimate, value when you sell, loan balance left and equity (shows if you'd be upside down)
- Total cost of ownership for the years you keep it, per month and per mile
- Affordability check based on the popular 20/4/10 guideline (adjustable): income, down payment, loan term and equity
- Year-by-year table for 10 years, plus charts
- Start Here instructions, with example data you can overwrite

HOW IT WORKS
This is an instant digital download. Nothing is shipped. Open in Excel, or upload to Google Drive and open with Google Sheets.

GOOD TO KNOW
Depreciation and running costs are estimates you control. Real resale values, rates and insurance quotes vary. For personal use only.

Educational only, not financial advice.

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Listed on 13 Oct, 2026
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