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Couples Budget Spreadsheet | Google Sheets & Excel Joint Finance Planner, Shared Bills and Debt Tracker

NowPrice:CA$5.10

Original Price: CA$10.21

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50% off

•

Sale ends on 10 November

You can only make an offer when buying a single item.

Buy together, get 60% off

Original value: CA$24.80

New total: CA$12.40

Highlights

  • Designed by TheGridXStudio
  • Digital download
  • Digital file type(s): 2 PDF, 2 other files

Plan, save and spend together with this Couples Budget Spreadsheet for Google Sheets and Excel. Log what you spend once, and let the smart dashboard show where the month went, who paid what and who owes whom, with no awkward maths and no spreadsheet skills needed.

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▶ WATCH THE FULL WALKTHROUGH TUTORIAL
See every feature in action before you start:
https://youtu.be/UCTLQNss3g0
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WHY YOU'LL LOVE IT

Shared money gets messy fast: who paid for what, whose turn it is to cover the bills, and what you are really saving for. This clean, minimalist couples budget planner brings it all into one calm place, so both of you see the same clear picture of your money.

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✦ WHAT'S INSIDE (6 SIMPLE TABS)
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- START HERE: Add both names, choose your currency, enter each person's monthly take-home pay and pick how you split shared costs: 50 / 50, proportional to income, or a custom percentage.
- DASHBOARD: Pick any month to see income, spending and what is left over, plus charts, who paid what, daily spending, a yearly trend and a running "who owes whom" balance.
- TRANSACTIONS: One simple log for spending, income and pay-backs, with dropdowns for category and who paid. Mark each row Shared or Personal.
- BUDGET: Give every category a monthly amount and watch live progress bars fill up. Needs, Wants and Savings targets are pre-set to the 50 / 30 / 20 rule and fully adjustable.
- BILLS: List your recurring bills and tick each month when paid. Ticked bills count as expenses automatically, with a clear status for each bill.
- GOALS & DEBT: Set shared savings goals with a "done by" date, and use the debt payoff planner to see your debt-free date.

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✦ BUILT FOR EASE OF USE
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✎ PINK CELLS ("YOU TYPE") — Clearly marked cells show exactly where your input goes.
🔒 BLUE CELLS ("AUTOMATIC") — Formula-driven cells calculate everything for you. A warning appears if you try to type over one.
⚙ SMART DROPDOWNS — Pick categories and names from lists, so your dashboard stays accurate without typing errors.
🤝 SETTLEMENT ROWS — Paid each other back? Add one row and your balance resets.

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✦ HOW IT WORKS
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1. Purchase and download your instant "START HERE" PDF from Etsy Purchases.
2. Click the Google Sheets button inside to get your own private copy (or open the included Excel file).
3. Follow the video guide or the Start Here tab, do the 3-minute setup, and start tracking together!

A 12-page User Guide PDF is also included.

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✦ GOOD TO KNOW & SPECIFICATIONS
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✔ SCRIPT-FREE & SECURE: Plain spreadsheet formulas only. No scripts, nothing to install and no permissions to authorise.
✔ COMPATIBILITY: Built natively for Google Sheets (free Google account required). Also includes a Microsoft Excel version.
✔ DEMO COPY INCLUDED: Open the demo copy, pre-filled with example data, to see every tab in action before you start with your own numbers.
✔ CURRENCY: Choose your currency symbol on the Start Here tab (USD, EUR, GBP, AED and many more).
✔ BEST ON A COMPUTER: The Google Sheets app is fine for quick entries.
✔ VIDEO TUTORIAL: Step-by-step video guide included (https://youtu.be/UCTLQNss3g0).
✔ DIGITAL ITEM: Instant digital download only. No physical item will be shipped.
✔ PERSONAL USE ONLY: Please do not share, resell or redistribute.
✔ SUPPORT: Due to the digital nature of this item, sales are final. However, if you need any assistance, reach out via Etsy Messages and I will gladly help!

Designed by GridX Studio.

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Listed on 14 Oct, 2026