2027 Money Reset Budget Planner App | ADHD Friendly Fresh Start, Your Next 12 Months of Bills, Yearly Bills Into Savings Pots, Free Demo

CALM MONEY 2027 MONEY RESET, A CALM FRESH START FOR YOUR MONEY. Eight small steps that tick themselves as your numbers go in, your next 12 months of pay and bills with the heavy months flagged, and one tap to turn the yearly bills into savings pots. ADHD-friendly from the first screen: one next step at a time, and skipping a step is fine.

It opens in your browser, adds to your Home Screen like an app and works offline. No account, no bank login, no subscription. This is the Money Reset edition of our Calm Money budget app: everything in Calm Money, with your reset first.

TRY THE FREE DEMO FIRST: https://app.neatwrenstudio.com/demo/?edition=reset
It is the real app with example numbers for a January fresh start (five of the eight steps done, and yearly car insurance making April a heavy month). The Overview, the reset steps and your next 12 months, Safe to spend, spends, bills, the calendar and notes are open (up to 25 spends and 5 bills). Spreading the yearly bills into pots, goals, budgets, debts and Insights show as previews or full-version buttons. Download a backup in the demo and your numbers carry over to the full version.

WHAT THE MONEY RESET EDITION ADDS
- EIGHT SMALL STEPS, IN ANY ORDER: say what is in your accounts today, add your pay, list every bill and subscription, cancel or pause one subscription you do not use, find the bills that come once or twice a year, pick a safety buffer, set up to three goals, pick a weekly check-in day. "5 of 8 done" at a look.
- STEPS THAT TICK THEMSELVES: most are ticked from your numbers as they go in. Tick the rest by hand, or skip any that do not fit. Each step has a button that opens the right screen.
- YOUR NEXT 12 MONTHS: pay in, bills out and what is left, month by month, with every bill on its own schedule (yearly, every few months, weekly, every 4 weeks). A 12-bar chart and a month-by-month list.
- THE HEAVY MONTHS, FLAGGED EARLY: a month whose bills come to a quarter or more above a usual month is marked, with the bills that make it heavy.
- WHAT A MONTH WOULD SET ASIDE: the yearly total of the bills that come once or twice a year, divided by 12.
- SPREAD THE BIG ONES: one tap turns each of those bills into a savings pot, with its amount as the target and its next due date as the date. Pots are tracked like goals and are not taken off Safe to spend.
- A WEEKLY CHECK-IN: on your day, Right now shows one gentle step: update your balance and tick the bills that went out.
- YOUR PLAN'S YEAR: bought from October to December, the plan starts in January 2027; any other month, it starts that month. Change the start month any time.
Your next 12 months counts pay and bills only, not everyday spending or debt payments.

EVERYTHING IN CALM MONEY, TOO
- SAFE TO SPEND: your balance, minus the bills still to go out before payday, minus what your budgets keep back, minus money put aside for occasional bills and an optional safety buffer. "How is this worked out?" lists every figure.
- BILLS AND INCOME ON ANY CYCLE: monthly, two days a month, every 2 or 4 weeks, weekly, every few months or once. Subscriptions with monthly and yearly totals.
- BUDGETS WITH PACE, a 48-hour wait list, goals, debts, a calendar, notes and reminders, and Insights (spending by category, planned vs actual, 6 months of money in and out).
- LOG A SPEND IN TWO TAPS: the + button, an amount, a category. On a computer, Ctrl or Cmd + K.
- TWO MODES: ADHD-friendly (one next step at a time, 3 small things, whole numbers, Focus) or Standard (pence, a Coming up table). Same features, switch any time.
- MAKE IT YOURS: 8 colour schemes or your own colour, light or dark, 5 fonts, text size and reduced motion.
- CSV import and export, calendar export with alerts, backups with a reminder after 14 days. 25 currencies, English (UK) or English (US).

WHAT YOU GET
Two PDFs on your Etsy downloads page (open etsy.com in a web browser, not the Etsy app):
- Start here: your private link to the full Calm Money 2027 Money Reset, how to add it to your Home Screen, and how to bring your demo numbers across.
- How-to guide: 14 pages, every screen step by step, with pictures.
Lifetime updates: new versions arrive by themselves the next time you open it online. Personal licence for your own devices.

WORKS ON
- iPhone and iPad: open the link in Safari, then Share, then Add to Home Screen.
- Android: open it in Chrome, then the menu (three dots), then Add to Home screen.
- Windows, Mac and Chromebook: any up-to-date browser (Chrome, Edge, Safari or Firefox). Chrome and Edge can install it as an app.
Once it is on your Home Screen it opens with no internet. Nothing to download from an app store, no account, no login.

YOUR NUMBERS STAY ON YOUR DEVICE
Everything you type is saved in the browser on your phone or computer. There is no account, no bank connection, no analytics, and nothing is sent anywhere. To move to a new phone, download a backup file and restore it on the other device. Back it up now and then: if you clear your browser's data, the app's data goes too.

WHO IT IS FOR
Anyone who feels a bit overwhelmed by money and wants a calm, ADHD-friendly fresh start in January, without a spreadsheet, a subscription or linking a bank. Not financial advice.

BUY TWO OR MORE: use code PICK2 at checkout for 20% off any two or more items from the shop, until 31 January 2027.

INSTANT DIGITAL DOWNLOAD. Nothing is posted. Because the files arrive the moment payment clears, Etsy does not allow returns on digital items. If anything does not open or is not as described, message us before leaving a review and we will fix it or refund you.
Personal use only. Please do not share, resell or redistribute the files or the link.
Stuck? Message the shop with a screenshot and a person replies within a day.

Designed and built by Neat Wren Studio. Layouts, formulas and code are built with digital tools, including AI assistance for structure and copy; no AI-generated artwork.