Sinking Funds Tracker, Savings Goal Tracker Spreadsheet, Savings Jars, Money Saving Challenge, Google Sheets & Excel, 10 Languages

Give every goal its own jar and watch it fill up. Emergency fund, vacation, Christmas, car repairs, a new laptop: up to 12 goals, each with an amount and, if you like, a date. Every deposit fills the jar, and the planner tells you how much to put away each month to get there on time.

WHAT YOU SEE ON THE DASHBOARD
• 12 savings jars that fill as you save: saved, goal, percent, target date
• “Save $188 a month” under every jar with a date; “Goal reached ✓” when it is full
• Saved so far and what is left for all goals together
• Added this month and how many deposits
• Needed each month to reach every goal on time
• Added by month: a chart of the last 12 months

WHAT'S INSIDE
Dashboard · Funds (up to 12 goals) · Deposits (one row per deposit, withdrawals with a minus) · Settings · How to use

10 LANGUAGES IN ONE FILE
English, Español, Français, Deutsch, Português, Italiano, Nederlands, Polski, Русский, हिन्दी. Pick a language on the dashboard and every label switches. Arabic comes as a separate right-to-left file.

ANY CURRENCY
Pick yours in Settings: $, €, £, ₹, zł, R$, ₪, ¥ and 27 more.

FOUR LOOKS, ONE PURCHASE
Night (dark), Garden (light), Pastel (soft lavender) and Emerald (deep green): all four are in your download, with the same formulas in every look.

WHAT YOU GET
Instant download: a START HERE guide (PDF) and two ZIP archives (Excel + Arabic, and Apple Numbers) with a folder for every app:
1 Excel: Night, Garden, Pastel and Emerald for Microsoft Excel on Windows and Mac. Every file opens on your empty planner, with a filled Example tab right after it
2 Apple Numbers: the same 4 looks, each with the Example, for Numbers on Mac, iPhone and iPad
3 Arabic: right-to-left files (all 4 looks, each with the Example)
4 App: the same planner as an app for any computer (Chrome, Edge, Safari, Firefox), plus a link to install it on your phone (iPhone, iPad, Android). Works without internet, keeps entries on your device, backup file, transfer to another device with a short series of encrypted QR codes (very large planners use the backup file), and import and export with your Envelo Excel file. Protected by ZeroUpload: the app works on your device, and your entries are never uploaded.
Google Sheets: the START HERE guide has a button for every look. One click makes your own private copy.

WHICH FILE SHOULD I USE?
• Windows PC: the Excel files, or Google Sheets in your browser.
• Mac: Excel for Mac, Apple Numbers, or Google Sheets in Safari or Chrome.
• iPhone, iPad, Android: the Google Sheets app, or Apple Numbers on iPhone and iPad (add deposits through a simple Numbers form).
In Excel only the cells you type in can be changed. In Google Sheets the formulas are protected: Google warns you before anything changes. In Apple Numbers the Dashboard is locked as a whole.

PLEASE NOTE
• This is a digital download. Nothing will be shipped.
• Decorative illustrations and the laptop backgrounds in the photos were made with AI image tools. Every planner screen you see is the real file.
• For personal use. Please don't resell or share the files.
• Your planner starts empty. The Example tab in the same file (ten savings jars with their deposits) shows how it works.

Questions? Send us a message on Etsy.