Monthly Budget Planner Spreadsheet, Auto-Calculating, Debt Payoff Tracker (Digital Download)

Take control of your money with an easy budget spreadsheet that does the maths for you. Works in Google Sheets and Microsoft Excel (also Numbers and LibreOffice).

WHAT'S INCLUDED
• Start Here guide with step-by-step instructions
• Setup tab: your currency, income sources and up to 30 spending categories with monthly budgets
• 12 monthly budget tabs: planned vs. actual income, a transaction log with category drop-downs, and a category table showing budget, spent and remaining (overspending turns red)
• Annual Overview: income, spending, left over and savings rate for every month, plus spending by category for the whole year and a chart
• Savings Goals: progress for up to 12 goals and how much to save each month to reach them on time
• Debt Payoff calculator: months left, payoff date and total interest for each debt
• Monthly Bills tracker with a paid tick for every month
• Paycheck Planner for weekly or biweekly pay
• Two colour versions: Sage green and Blush pink

HOW IT WORKS
1. Download the .xlsx file.
2. Google Sheets: upload it to Google Drive, open it and choose File > Save as Google Sheets. Excel: just open it.
3. Type in your income and budgets once, then log your spending as you go. Everything else updates automatically.

Example numbers are included to show how it works; simply type over them.

For personal use. Please do not share or resell the file.

Designed and made by CornerWorkStudio. Game text and layouts are original; some content was drafted with the help of AI tools and checked by hand.

This is a digital download: nothing will be shipped. Because of the nature of digital files, returns are not accepted, but message me if anything is wrong and I'll fix it.

SAVE WITH A BUNDLE
This product is also part of our 2027 Get Organised Bundle, with up to 50% off. See the Bundle Deals section of the CornerWorkStudio shop.